A flexible TD Mortgage helps you embrace the unexpected.¹

At TD, we provide mortgage flexibility to help you embrace the unexpected. Life can be unpredictable and financial needs can change, which is why we offer a range of flexible mortgage options, helpful tools and advice.

With a flexible TD Mortgage, you can speed up or slow down your payments or make lump sum payments. If you’re looking to tap into your home’s equity to achieve your financial goals, a TD Home Equity FlexLine may be for you.

Mortgage flexibility to help you embrace the unexpected

Pay a little more or a little less

Speed up: You can increase the amount and frequency of your payments. Plus, you can pay up to 15% of the principal amount on your closed mortgage annually, or 100% on your open mortgage, without charge.
Payment pause: Pause a full or partial payment yearly, up to 4 times over the length of your amortization period. Interest continues to accrue¹.

Learn more about our flexible payment
options

Mortgage advice when and how you want it

Many application options: Apply online, over the phone, or in-branch, whichever option works best for you.
Mobile Mortgage Specialists: Our specialists are available 7 days a week, to provide tailored mortgage advice at a time and place that's convenient for you.

Learn more about our application options