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Market Growth GICs

Earn up to % with a TD Canadian Banking & Utilities GIC1

Capitalize on the growth potential of the world’s leading stock markets without risking your principal investment.

Invest in a GIC

What are Market Growth GICs?

Market Growth GICs capitalize on the growth potential of the world's leading stock markets without risking your principal investment. Like traditional GICs, they offer you the peace of mind of 100% principal protection, while taking advantage of the higher return potential of the stock market and a guaranteed minimum interest return.

GIC Rates

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Benefits of Market Growth GICs

  • 100% guaranteed principal

    Get the potential for higher returns with no risk to your principal no matter which way the markets move.

  • Higher potential return

    You could earn a guaranteed minimum interest return and a maximum return of up to %2 on a five-year term.

  • No fees

    You pay no fees whatsoever to invest in a Market Growth GIC.

  • Flexibility

    Choose a three- or five-year term available for all TD Market Growth GICs.

  • Low minimum investment

    Invest as little as $500 for Registered (RSP, RESP, RIF) or $1,000 for Non-Registered and Registered TFSA.

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Before applying for a GIC online

  • 1

    Decide what account type you'd like to hold your GIC in – You can hold your GIC in a non-registered, registered or U.S. dollar account.

  • 2

    Select type of GIC – Select from Special Offer, Market Growth, Cashable GICs and more. Not sure what's right for you? See the types of GICs we offer.

  • 3

    Have funds in your account ready to go – You'll want to make sure your account has sufficient funds to purchase the GIC before you begin your application.

Ways to Apply

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Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.