Skip to main content

Market Growth GICs

Earn up to % with a TD Canadian Banking & Utilities GIC1

Capitalize on the growth potential of the world’s leading stock markets without risking your principal investment.

TD Canadian Banking & Utilities GIC

Non-registered and TFSA

RSP, RIF, RESP, FHSA

Investment Minimum

$1,000

$500

Cashability

Not cashable

Not cashable unless for RESP/RIF payments

CDIC Eligible

Yes

Yes

Term and Rate: 3 years

Guaranteed Minimum Interest Return is %1
Maximum Return2 is %

Guaranteed Minimum Interest Return is %1 Maximum Return2 is %

Term and Rate: 5 years

Guaranteed Minimum Interest Return is %3
Maximum Return2 is %

Guaranteed Minimum Interest Return is %3
Maximum Return2 is %

Interest Payment Options

Guaranteed Minimum Interest Return is compounded annually and paid at maturity. Bonus interest, if any, is paid at maturity.

Guaranteed Minimum Interest Return is compounded annually and paid at maturity. Bonus interest, if any, is paid at maturity.


TD Canadian Banks GIC

Non-registered and TFSA

RSP, RIF, RESP, FHSA

Investment Minimum

$1,000

$500

Cashability

Not cashable

Not cashable unless for RESP, RIF payments

CDIC Eligible

Yes

Yes

Term and Rate: 3 years

Guaranteed Minimum Interest Return is %1
Maximum Return2 is %

Guaranteed Minimum Interest Return is %1 Maximum Return2 is %

Term and Rate: 5 years

Guaranteed Minimum Interest Return is %3
Maximum Return2 is %

Guaranteed Minimum Interest Return is %3
Maximum Return2 is %

Interest Payment Options

Guaranteed Minimum Interest Return is compounded annually and paid at maturity. Bonus interest, if any, is paid at maturity.

Guaranteed Minimum Interest Return is compounded annually and paid at maturity. Bonus interest, if any, is paid at maturity.


TD U.S. Top 500 GIC

Non-registered and TFSA

RSP, RIF, RESP, FHSA

Investment Minimum

$1,000

$500

Cashability

Not cashable

Not cashable unless for RESP, RIF payments

CDIC Eligible

Yes

Yes

Term and Rate: 3 years

Guaranteed Minimum Interest Return is %1
Maximum Return2 is %

Guaranteed Minimum Interest Return is %1 Maximum Return2 is %

Term and Rate: 5 years

Guaranteed Minimum Interest Return is %3
Maximum Return2 is %

Guaranteed Minimum Interest Return is %3
Maximum Return2 is %

Interest Payment Options

Guaranteed Minimum Interest Return is compounded annually and paid at maturity. Bonus interest, if any, is paid at maturity.

Guaranteed Minimum Interest Return is compounded annually and paid at maturity. Bonus interest, if any, is paid at maturity.


You might also be interested in:


Before applying for a GIC online

  • 1

    Decide what account type you'd like to hold your GIC in – You can hold your GIC in a non-registered, registered or U.S. dollar account.

  • 2

    Select type of GIC – Select from Special Offer, Market Growth, Cashable GICs and more. Not sure what's right for you? See the types of GICs we offer.

  • 3

    Have funds in your account ready to go – You'll want to make sure your account has sufficient funds to purchase the GIC before you begin your application.


Ways to Apply

Have a question? Find answers here

Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.