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Here's how you could get up to $3,000†

For a limited time, get up to $3,000 when you transfer and invest in an eligible account with TD.

Get 2% (up to $3,000) when you:

Meet with a TD Personal Banker and transfer $10,000 or more (up to $150,000) from another Canadian financial institution and invest it in a new or existing eligible registered account1,2. 

Step 1: Meet with a TD Personal Banker and complete the required transfer forms3 and register for the offer by April 30, 2027. 

Step 2: Transfer a minimum of $10,0004 from another Canadian financial institution into a TFSA, FHSA, RRSP or RRIF using the applicable forms.

Step 3: Invest the transferred funds into an eligible TD Mutual Fund or TD Guaranteed Investment Certificate (GIC) by June 15, 2027. For a TD Canada Trust TFSA containing a High Interest TFSA Savings Account only, you can qualify without investing, if you keep cash in the account. Keep your investment or cash in the account until April 30, 2028 to receive up to $3,000.

The award will be paid by June 30, 2028.

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See how much you could receive

The more you transfer and invest, the more you could earn.

Qualifying transfer amountPotential award
$10,000Up to $200†
$25,000Up to $500†
$50,000Up to $1,000†
$100,000Up to $2,000†
$150,000Up to $3,000†

Award is 2% of qualifying transferred assets, up to a maximum of $3,000 per client. Conditions apply.

Why Invest with TD

  • Invest with Confidence

    Get one-on-one support to set your financial goals with the help of a TD Personal Banker.

  • The right account for you.

    Whether you're saving for retirement, a first home, or another goal, TD offers registered accounts designed to support every stage of your investing journey.

  • Investment solutions

    From the growth potential of Mutual Funds to the security of GICs, TD offers investment solutions for a range of goals and comfort levels.

A limited-time investing offer

Register and submit the required transfer forms by April 30, 2027. Conditions apply.

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Frequently asked questions about this offer

New and existing clients may qualify by meeting all offer requirements. Employees and family members of TD Bank Group are eligible.

Eligible plans include specified TD TFSA, FHSA, RRSP and RRIF accounts. See the Terms & Conditions for the full list.

The minimum total amount of the qualifying transfer(s) must be at least $10,000 per qualifying plan. The maximum amount eligible for the 2% award is $150,000.

Yes. A TD Personal Banker must register you for the offer and complete the applicable transfer forms. Self-initiated transfers are not eligible.

Qualifying assets must be transferred directly from another Canadian financial institution into an eligible TD account.

Submit the transfer forms by April 30, 2027. Assets must be received and invested in qualifying products by June 15, 2027.

Maintain the qualifying assets in the qualifying plan until April 30, 2028. The plan must remain open until June 30, 2028.

The award will be paid into the qualifying plan on or before June 30, 2028.

No. TD will not reimburse transfer fees.

How to choose between an FHSA, TFSA, RRSP and RRIF

FHSAs, TFSAs, RRSPs and RRIFs each offer different advantages depending on your goals. A TD Personal Banker can help you choose the right account and investment strategy for your needs.

  • FHSA

    Great for: First time home buyers.

    • Offers tax-free earnings on your qualified investments for qualifying withdrawals and contributions are tax-deductible.
    • Annual contributions are capped at $8,000 up to a $40,000 lifetime contribution limit. A maximum of $8,000 unused contribution room can carry forward to the following year.

  • TFSA

    Great for: Short-term or long-term financial goals.

    • Offers tax-free earnings on your qualified investments.
    • The TFSA contribution limit for 2026 is $7,000 and you can carry forward any unused contribution room from previous years.

  • RRSP

    Great for: Saving for retirement.

    • Investment income earned can grow tax-deferred.
    • Contribution limit for 2026 is the lesser of $33,810 or 18% of your earned income from the previous year, subject to certain adjustments. You can carry forward any unused contribution room from previous years.

  • RRIF

    Great for: Retirement income.

    • A RRIF uses the savings from your RRSP to give you retirement income, with the flexibility to schedule withdrawals based on your retirement goals.
    • Investments held in a RRIF can continue to grow on a tax deferred basis, similar to an RRSP.

TD Goal Builder

A TD Personal Banker can help you build a roadmap and provide investing advice towards making your financial goals a reality. With the ability to track your progress online and meet with us to adjust your financial goals, you can feel confident you're on the right path.

Learn more

Ready to invest?

  • Get Personalized Investing Advice

    Meet with a TD Personal Banker to discuss your goals and explore investing options that may be right for you.

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  • Give us a call

    We’re ready to answer your questions and help you get started.

    1-800-386-3757 1-800-386-3757

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