² Offer ends December 3, 2025. The value of up to $1,400 could be earned in the first year of Account opening and is based on the combined value of:

• $189: Annual Fee Rebate for the Primary ($139) and first Additional Cardholder ($50) for the first year
• $100: TD Travel Credit on your first Eligible Travel Credit Purchase of $500 or more made through Expedia For TD;
• $50: TD Rewards Birthday Bonus equal to 10% of the number of TD Rewards Points earned while using the TD First Class Travel Visa Infinite* card over the 12 months preceding the Primary Cardholder’s birthday, up to a maximum of 10,000 TD Rewards Points (travel value at Expedia For TD of up to $50). Previously earned points on other Rewards Cards, Acquisition Bonus Points, or other Promotional Rewards Points earned do not count towards your Birthday Bonus;
• $277: **The yearly value of up to $277 CA (foreign exchange rate of 1.3607 USD as of November 20, 2024) for a comparable program to the Visa Airport Companion Program, hosted and managed by Dragonpass International Ltd. (“DragonPass”), is based on purchasing a membership directly from DragonPass. A yearly DragonPass membership costs $99 USD and includes one free airport lounge visit. Each additional visit is valued at $35 USD per person per visit. The fees and used for the calculation of a yearly value are as of April 3, 2025 and may change from time to time. $825: 165,000 TD Rewards Points earned based on the following requirements:
  • Welcome Bonus of 20,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $100);
  • Additional Bonus of 145,000 TD Rewards Points earned when you spend $7,500 within 180 days of Account opening (travel value at Expedia For TD of $725);

Every 200 TD Rewards Points redeemed through Expedia For TD are worth $1 in travel savings.

³ Account must be approved, open and in Good Standing by December 3, 2025. Welcome Bonus of 20,000 TD Rewards Points ("Welcome Bonus") will be awarded to the TD First Class Travel® Visa Infinite* ("Account") only after the first Purchase is made on the Account. To receive the additional 135,000 TD Rewards Points ("Additional Bonus"), you must make $7,500in Purchases on your Account, including your first eligible Purchase, within 180 days of Account opening. Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder Annual Fee Rebate, you must add your first Additional Cardholder by December 3, 2025. 

Annual Fee Rebates will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD First Class Travel^® Visa Infinite* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been activated by December 3, 2025. Your Account must be in Good Standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.

⁴ You will receive one $100.00 TD Travel Credit on your first Eligible Travel Credit Purchase posted to the Account in a calendar year. In order to receive the TD Travel Credit, the Account must be open, Active and in Good Standing. An Eligible Travel Credit Purchase means:

• A Hotel, Motel, Lodging, or Vacation Rental Purchase of $500.00 CAD or more made with Expedia For TD; or
• A Vacation Package Purchase of $500.00 CAD or more made with Expedia For TD, that includes a Hotel, Motel, Lodging or Vacation Rental booking packaged with a transportation booking.
  See your TD Rewards Program Terms and Conditions for more details.

⁵  The TD Rewards Birthday Bonus applies only to the Primary Cardholder of a TD First Class Travel® Visa Infinite*Card. Each year, you will receive a TD Rewards Birthday Bonus (“Birthday Bonus”) on your Account, equal to 10% of the total number of TD Rewards Points earned over the 12 months preceding the Primary Cardholder’s birthday, to a maximum Birthday Bonus of 10,000 TD Rewards Points. The TD Birthday Bonus is only calculated on Points earned while using your current TD First Class Travel® Visa Infinite Account. This means that previously earned points on other rewards Cards, point adjustments, acquisition bonus points, or other promotional TD Rewards Points earned do not count towards your Birthday Bonus. The Account must be open & in Good Standing on the date points are awarded to qualify.

⁶ Earn 2 TD Rewards Points ("Base Earn Rate") for every $1 on all other Purchases that do not fall into any other Purchase category identified in the TD Rewards Program Terms and Conditions (“Other Purchases”) charged to your TD First Class Travel® Visa Infinite* Card Account (“Account”).  

⁷ Earn 8 TD Rewards Points for every $1 in Purchases made through Expedia For TD and charged to your TD First Class Travel^® Visa Infinite* Card Account.

⁸ Expedia For TD is operated by Expedia, Inc. at ExpediaForTD.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.

⁹ Earn 6 TD Rewards Points for every $1 in Purchases you make on your TD First Class Travel Visa Infinite Card ("Account") at merchants classified by the Visa payment network's Merchant Category Code ("MCC") as Grocery Stores and Supermarkets (MCC 5411) ("Grocery Purchases"), or Eating Places and Restaurants (MCC 5812), Drinking Places (MCC 5813), and Fast Food Restaurants (MCC 5814) ("Dining Purchases"), or Local and Suburban Commuter Passenger Transportation, Including Ferries (MCC 4111) ("Public Transit Purchases"). The TD Rewards Point earn rate for each of Grocery Purchases, Dining Purchases, and Public Transit Purchases is only available on the first $25,000 in annual net Purchases in each category ("Annual Cap"). If your total Purchases in one of these categories exceeds the Annual Cap in a year, you will earn the Base Earn Rate on Purchases in that category for the remainder of the year. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472

¹⁰ Earn 4 TD Rewards Points for every $1 in Purchases you make on your TD First Class Travel Visa Infinite* Card ("Account") that are classified by the Visa payment network's Merchant Category Code ("MCC") as Digital Goods Media – Books, Movies, Music (MCC 5815), Digital Goods – Games (MCC 5816), Digital Goods – Applications (MCC 5817), Digital Goods – Large Digital Goods Merchants (MCC 5818), Cable, Satellite and Other Pay Television/Radio/Streaming Services (MCC 4899) ("Streaming, Digital Gaming & Media Purchases"), or by the Visa payment network as recurring payments that are pre-authorized with a merchant to occur on a monthly or other regularly recurring basis ("Recurring Bill Payments"). The TD Rewards Point earn rate on recurring bill payments and Streaming, Digital Gaming & Media is only available on the first $25,000 in annual net Purchases (“Annual Cap”). If your total Purchases in this category exceed the Annual Cap in a year, you will earn the Base Earn Rate on these Purchases for the remainder of the year. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.

¹¹ Any returned items, refunds, rebates, or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, and Cash-Like Transactions), interest charges, optional service, refunds, rebates, or other similar credits do not earn TD Rewards Points. For more details, please review the TD Rewards Program Terms and Conditions at td.com/agreements. Other Conditions: Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer. The Account must be open & in Good Standing on the date points are awarded to qualify.