USManage My Account
Easily manage your money
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Direct Deposit
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Pre-Authorized Debit Payments
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Overdraft Protection
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Online
Statements
Get fast access to your money
Get employer and government payments deposited directly to your account
Convenient
Faster access to your money. Your payments will never be held up by postal delays or other postal delivery issues.
Reliable
Your payments will always be on time, so you’ll have immediate access to your money when you need it.
Secure
Direct Deposit is reliable and safe. Review our Privacy Policy and Internet Security to learn more about how we’re protecting you.
Set up Direct Deposit for employer payments
- Find out from your employer if Direct Deposit is available, and then select an option below to get your Direct Deposit information:
- Use our EasyWeb Online banking tool to access to your Direct Deposit information
- Download and complete the Direct Deposit form and present it to your employer’s payroll department. If you are receiving a pension, you can also present the form to your pension provider or former employer’s payroll department.
- Questions about employer payments?
Call us at 1-877-247-2265
Direct Deposit for Government of Canada payments
- Complete the Government Direct Deposit form.
- Print the completed form and mail it along with a void cheque to the address provided.
No void cheque? You can use our EasyWeb Online banking tool that makes it faster and easier to get the Direct Deposit information you need.
Got questions about your Government payments?
A convenient way to pay your bills
- Pay your bills on time, every time with Pre-Authorized Debit (PAD).
- It’s easy to set up a PAD with most major billing companies, and payments are automatically deducted from your
TD account.
Here’s how to set up a PAD in two easy steps
Step 1
To make it easy for you, we’ve provided a list of the most common billing companies and an outline of their processes.
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Company
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Here’s how
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Download an online form and mail in with a void cheque 1-800-869-3016.
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Create an online account. 1-800-773-2121
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Download an online form and mail in with a void cheque or bring the form and a void cheque to a BMO branch.
1-800-263-2263 |
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Set up over the phone or in branch. 1-800-465-4653
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Download an online form and mail in with a void cheque. 1-877-362-7434
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Download an online form and mail in with a void cheque. 1-888-876-6262
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Create an online account. 1-888-ROGERS1
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Set up over the phone. 1-866-322-5854
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Set up over the phone or download an online form and mail in with a void cheque. 1-800-983-8472
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Create an online account. 1-888-811-2323
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Step 2
- Your TD Access Card: If you have an enhanced TD Access Card and your billing company accepts Visa Debit, Pre-Authorized Debit or recurring purchases, provide them with your TD Access Card number.
- Your TD Canada Trust chequing account information: Companies may need your Branch Transit Number, Institution Number and Account number.
Our EasyWeb Online banking tool makes it faster and easier to get your Account information
What is overdraft protection?
Overdraft protection helps cover occasional shortfalls in your chequing account, up to your approved overdraft limit even if you have insufficient funds in the account. It helps you manage your finances by allowing you to complete a transaction.Do I need overdraft protection?
There are several benefits to having overdraft protection:Helps cover unexpected cash shortfalls by providing automatic protection against declined transactions.
Prevents Non-Sufficient Funds (NSF) charges from occurring.
Monthly Plan Overdraft Protection
This option is a good choice if you write a lot of cheques and use your account for several transactions. Protects you from incurring the cost of a returned (NSF) cheque, or the embarrassment of a declined transaction. The monthly fee is only $4 a month (plus interest on overdrawn amounts).
Pay As You Go Overdraft Protection
Overdraft protection interest rates
Overdraft protection is subject to approval and approved limits, interest rates and repayment conditions.
- First, you need to be approved for overdraft protection. Apply now – it only takes a few minutes
- Overdrafts are subject to an interest rate of 21% per annum
- Deposits are immediately and automatically applied against the overdrawn balance
- Overdrawn balances must be paid within 89 days
- Overdraft interest rates are subject to change
Save time and stay organized
Online Statements are convenient and flexible: Sign up for email notifications to let you know when your online statements are ready for viewing.
- Email notifications let you know that your online statements are ready for viewing
- Free 24/7 online access 1 to your account
- Access up to seven years of account history, starting from the time you register
- To switch, make sure you’re registered or log in to EasyWeb Online banking
How do I switch?
- Select Statements and Documents from the left menu, and select Delivery Preferences
- Change your eligible accounts to Online, and agree to the terms.
- Select email notifications if you'd like to be notified by email that your online statements are ready for viewing
- Click the Save Settings button
Want to see how it works? Take the tour
Online Statements are available with1:
- TD Credit Cards
- TD Personal Line of Credit
- TD Term Deposit
- TD Home Equity Line of Credit
- TD Retirement Savings Plan
- TD Registered Education Savings Plan
- TD Mortgage
- TD Personal Chequing Account
- TD Personal Savings Account
- TD Personal U.S. Dollar Account
- TD Small Business Banking Account
- TD GIC
More convenient banking options
Ways to Save
Save automatically with our Pre-authorized Transfer Service and Pre-authorized Purchase Plan
EasyWeb Online banking
Do your banking from the comfort and convenience of your home or office
*The TD app is free to download; however, standard wireless carrier rates may apply.