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How to get this offer

  1. Open a new TD Growth Savings Account, TD ePremium Savings Account, TD Every Day Savings Account and/or a High Interest TFSA Savings Account by January 29, 2027.
  2. Make a new deposit and earn a 4% Bonus Interest Rate in addition to the posted interest rate for 90 days on balances up to $1,000,000.  The more you deposit, the more you earn.

Note: Offer is not applicable to existing TD Savings Account and/or TFSA HISA holders as of November 2nd, 2026. The account plan must remain the same for the full offer period.

See how much your savings could earn with each account.

Eligible Account Type

Total Promotional Rate for 90 days

TD Growth™ Savings Account

Up to 5.75%

TD ePremium Savings Account

4.55%

TD Every Day Savings Account

4.01%

Eligible TFSA Account

Total Promotional Rate for 90 days

High Interest TFSA Savings Account

4.30%

Choose from one of the options below:

Recently Viewed
Save more with a higher interest ratetesal3 and free online transfers to your other TD deposit accountstesal2
Competitive interest rate up to 0.55% on balances of $10,000 or more
Unlimited free online transfers to your other TD deposit accountstesal2
$0 Monthly Fee

Recently Viewed
account
Get a savings account that offers tiered interest rates up to 1.75% for higher balances.
Eligible TD Chequing customerstgsal1 can earn a Boosted ratetgsal1,tgsal2 that grows as your savings grow – not a limited time offer!tgsal2
Enjoy unlimited, free transfers to all of your TD deposit accounts.tgsal4
$0 Monthly Fee

Recently Viewed
Ideal if you’re starting to save or want frequent access to your funds
Every dollar earns interest calculated daily
1 transactiontucal2 per month
$0 Monthly Fee

Recently Viewed
account
Great for: Investors seeking reliable growth

Frequently Asked Questions

Clients with any existing TD Savings Account as of November 2nd, 2026 do not qualify for this offer.

However, if you do not currently have a TFSA HISA, you may be eligible for the offer. For more information, please review our full offer terms and conditions.


Clients with an existing TFSA HISA as of November 2, 2026 do not qualify for this offer. 

However, if you do not currently have any TD Savings Account, you may be eligible for the offer.  For more information, please review our full offer terms and conditions.


No. The offer is limited to only one new TD Savings Account – either a TD Growth Savings Account, a TD ePremium Savings Account or a TD Every Day Saving Account.


No. The offer is limited to only one new TFSA HISA.


The account will earn a Bonus Savings Interest Rate of 4.00% per annum on any balances up to $1,000,000 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account and/or TFSA HISA. The Bonus Savings Interest Rate will be applied to the new TD Savings Account and/or new TFSA HISA commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter. The Bonus Savings Interest Rate applies only to funds deposited into the new TD Savings Account and/or new TFSA HISA. The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly.


The Bonus Interest will be credited separately in the eligible Savings Account monthly during the Offer Period, provided that the account(s) are still open, in good standing, and all conditions to be met at the time of fulfilment.


No, you cannot. If the new TD Savings Account plan type is changed during the Offer Period (for example, from a TD Every Day Savings Account to a TD Growth Savings Account), the account will no longer be eligible to receive the bonus interest rate.

Account features

  • Help you reach your goals

    Save for goals like vacations and renovations, or for emergency expenses.

  • Automate your savings

    Set up a Pre-authorized Transfer or the Simply Save program to help build your savings. Learn More

  • TD MySpend

    Paired with the TD app, use TD MySpend to keep track of your monthly spending and help you find ways to save more.7

  • No monthly fees

    You'll save money with one less expense to worry about.