◊ The up to $2400 cash offer (the "Cash Offer") is available to TD customers who:
a. Are Canadian residents and are the age of majority in their province or territory of residence as of June 12, 2025
b. b. Are registered for the offer via the campaign registration form at a TD Branch, OR receive the offer directly from TD
c. Open a new TD Savings Account, either a TD ePremium Savings Account, TD Every Day Savings Account, or TD GrowthTM Savings Account ("New Savings Account"), or a new High Interest TFSA Savings Account ("TFSA HISA") within a TD Canada Trust TFSA between June 12, 2025 – July 31, 2025, OR have an existing TD Savings Account, either a TD ePremium Savings Account, TD Every Day Savings Account, or TD Growth Savings Account ("Existing Savings Account") or an existing TFSA HISA; and
d. Deposit or transfer a minimum of $10,000 or more directly into the New Savings Account or Existing Savings Account or new or existing TFSA HISA from another financial institution(s) and maintain the balance for 120 days in the account (the "Qualifying Deposit"), subject to the following:
i. The Qualifying Deposit must be in the New Savings Account or Existing Savings Account by no later than July 31, 2025.
ii. For the new or existing TFSA HISA, the Qualifying Deposit must be in the account no later than August 31. 2025. Only if the funds are being transferred directly from another financial institution(s), the request must be submitted by July 31, 2025 by the customer, and funds must be received and deposited into the account no later than August 31, 2025.
iii. The Qualifying Deposit must be maintained in the New Savings Account or Existing Savings Account for a minimum of 120 days from August 1, 2025 – November 28, 2025; and/or from September 1, 2025 – December 29, 2025 in the case of a new or existing TFSA HISA .
iv. If a customer withdraws or transfers any part of the Qualifying Deposit during the 120-day period, the amount of the Qualifying Deposit will be subtracted and calculated accordingly. Should this adjustment cause the Qualifying Deposit to fall below the required minimum of $10,000, the customer will be ineligible for the offer.
v. If a customer has multiple TD Savings Accounts or TFSA HISA, the Qualifying Deposits in the New Savings Account or Existing Savings Account or new or existing TFSA HISA cannot be combined, and the amount of the Qualifying Deposit will instead be based solely on the TD Savings Account or TFSA HISA with the greatest Qualifying Deposit.
vi. For greater certainty, funds originating from an account held at TD, including, but not limited to, transfers originating from account(s) held at TD and cash withdrawn from another TD account, do not count towards the Qualifying Deposit.
The following are not eligible for the Savings Deposit Offer:
a) Customers who qualify the 2025 Summer New to Bank Savings Deposit Offer
b) Customers who qualify the 2025 Summer Investor Confidence Program
At the end of the 120-day period, the amount of the Savings Deposit Offer (maximum $2,400) will be determined according to the amount of the Qualifying Deposit at that time, based on the following chart:
Qualifying Deposit
|
Cash Offer
|
$10,000.00 to $24,999.99
|
$200.00
|
$25,000.00 to $49,999.99
|
$300.00
|
$50,000.00 to $99,999.99
|
$600.00
|
$100,000.00 to $199,999.99
|
$1,200.00
|
$200,000.00+
|
$2,400.00
|
Limit of one Savings Deposit Offer per eligible account. Limit of one Savings Deposit Offer per customer. The Savings Deposit Offer is limited to a maximum of $2,400.
For any New Savings Account or Existing Savings Account that is a joint account, at least one account holder must meet the eligibility requirements.
The Savings Deposit Offer will be deposited to the New Savings Account or Existing Savings Account or new or existing TFSA HISA where the Qualifying Deposit was deposited, within 12 weeks after all required conditions have been met, provided that the New Savings Account or Existing Savings Account or new or existing TFSA HISA is still open, in good standing, and all conditions continuing to be met at the time of fulfillment.
There may be tax implications associated with the Cash Offer. Customers should consult with their personal tax advisor for more information. Customers are solely responsible for ensuring that no contribution to their new or existing TFSA HISA exceeds their contribution limits under the applicable tax legislation.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. We can change, extend, or withdraw the Cash Offer at any time.