Just arrived in Canada

Welcome to Canada! Read on below to learn how to start banking in Canada or browse our products and services for newcomers.

How to start banking with us

As a newcomer, we understand you have a lot on your mind. Opening a bank account is an important first step when you arrive in Canada. With convenient hours, accessible locations and same-day appointments, it’s simple to walk into your nearest TD branch and get started.

Banking basics

Here are some of the accounts and services that can help you get settled in:

What to bring to TD

Ready to open an account or speak to a banking specialist?

Bring 1 of these documents:

  1. Permanent Resident card

  2. Confirmation of permanent residence (e.g., IMM Form 5292)

  3. Temporary Permit (e.g., IMM Form 1442, 1208, 1102)

And bring 2 of these documents:

  1. Valid passport

  2. Canadian driver’s licence

  3. Government of Canada ID card

Note: Other ID documents may be acceptable or required. Please visit a TD branch for details.

Understanding your finances

TD wants to help you understand your finances. Visit us at a branch, and we’ll answer your banking questions and walk you through your options.

Together, we can explore convenient features like TD MySpend, the TD app, TD Mobile Deposit, Direct Deposit, Apple PayGoogle Pay & Samsung Pay We help make it easy for you to pay bills, send money and manage your accounts on the go. See how.

Building credit in Canada

A good credit score is important if you want to borrow money to buy a house or a car, or to make any other big purchases. It can also help you qualify for phone and internet services, and rental unit.

Establish good credit by paying your bills on time and avoid exceeding your credit limit. It can help you get lower interest rates in the future.

Manage your finances

Whatever your financial goals are, we can help you come up with a plan you can feel confident about.

We want to help you bank confidently

More resources for newcomers

Get in touch

Have a question? Find answers here