Skip to main content

The TD Youth & Parent offer is extended until June 29, 2026 and no longer requires auto-deposit for Interac e-Transfer®.

Home / Youth and Parent  / Youth and Parent offer

Meet with a banking specialist

Book an appointment

Apply online

Youth over 14 years of age can start an application online.

Note for parents: The online application is available for youth (14+) to open their own account. If you wish to open a joint account or add a Power of Attorney (POA), please visit a branch.

Open account

Your region is currently set to


Change province

Change province

Youth banking that grows with your child. Open a new TD Student Chequing Account and your child could get $100 cash∏

Steps to claim the $100∏ Cash

  • Step 1:

    Open a new TD Student Chequing Account for your child before November 2, 2026 and deposit at least $100 into the account within 30 days of opening 

  • Step 2:

    Complete 2 out of 3 conditions, within 60 days of account opening∏

    • Send or receive 1 Interac e-Transfer® of at least $25
    • Make a purchase using the TD Access Card with Visa* Debit linked to the new TD Student Chequing Account
    • Set up a Pre-Authorized Transfer Service or Simply Save Service to an eligible TD Savings Account. The first transaction for either Service should be processed within 60 days of the New Chequing Account opening.

How does my child qualify for the offer?

You’ll need to accompany your child and provide your own valid photo ID, such as a valid passport or 1 piece of valid Canadian government-issued photo ID (like a driver's license or permanent resident card). If you don’t have valid photo ID, you can bring two pieces of non-photo ID (like a Canadian Birth Certificate and a residential utility bill) to your child’s appointment.

  • Online: Youth aged 14+ are eligible to open account online. They’ll need valid photo ID, such as a valid passport or 1 piece of valid Canadian government-issued photo ID, like a permanent resident card.
  • In Branch: If the youth chooses to open the account in branch, they can bring valid photo ID, such as a valid passport or 1 piece of valid Canadian government-issued photo ID, like a permanent resident card to complete their account opening. Or, if the youth doesn’t have valid photo ID, they can use 2 valid non-photo IDs that contain their name and date of birth, like a Canadian Birth Certificate or Canadian Citizenship Certificate to complete their account opening.
  • For those that are the age of majority in their province or territory of residence, check out the student banking offer.

Financial Tip

Saving for your child’s education? Open a Registered Education Savings Plan (RESP) and the government will contribute an additional 20% on the first $2,500 contributed annually, up to $500 per year. This can add up to $7,200 over the lifetime of the RESP, per child, in grant money through the Canada Education Savings Grant (CESG)2 You may also be eligible for the Canada Learning Bond (CLB) and additional provincial grants.

Benefits of banking with TD

  • TD App

    The TD app can help your child manage their money with personalized tools and insights. Plus, if you're a joint account holder, you can receive notifications of your child's account activity.

  • TD Fraud Alerts

    Receive text alerts to the mobile number registered on the account when suspicious activity is detected from your child’s TD Access Card or their bank account, giving you peace of mind.

  • ​​​​​​​Interac e-Transfer®

    Sending lunch money? Your child can send and receive money with a no-fee Interac e-Transfer® to anyone with an email address or mobile number and bank account at a Canadian financial institution.

  • Earn more Stars at Starbucks

    Does your child love cake pops or hot chocolate? They can earn 0.5 Bonus Stars for every $1 spent on Eligible Purchases at participating Starbucks® stores when they link their TD Access Card with Visa Debit* to their Starbucks® Rewards account, if they're 13 years or older. Conditions apply.

Explore our youth branch experience 

Play video

Explore our youth branch experience where we offer more than just your usual banking needs.

Play the video and download this easy-to-understand guide. You’ll learn what you and your child can do at the bank, get tips on how your child can handle their money and build the skills to make smart money choices.

 Download teen booklet (PDF, 2MB)

Frequently Asked Questions

Youth aged 14+ can open the TD Student Chequing Account online using a mobile device.

However, if your child is under 14 years of age, you need to accompany your child to the nearest branch with valid ID for you and your child to open the account. 

Absolutely! They can earn interest on every dollar in their TD Student Chequing Account. Once set up, our Simply Save program automatically helps grow their savings every time they use their TD Access Card. Learn more

You can use features like TD MySpend and optional savings features like Simply Save. These features help teens develop healthy financial habits as they grow. 

​​​​​Yes it is. ​The account can be opened for a child aged between 0 until 23 years with no monthly fees. ​After 23, your child​ ​can continue to keep this account with proof of enrollment in full-time post-secondary education.

The $100 cash offer is going to be deposited to the account within 12 weeks after a minimum $100 deposit is made in the first 30 days after account opening and 2 out of 3 required conditions are met within 60 days of account opening.

Also, the new TD Student Chequing Account needs to remain open, in good standing, with all conditions met during the offer fulfilment period.

Yes absolutely. If your child does not have a chequing account and you are an existing TD chequing account holder, your child is eligible. However, existing TD Student Chequing account holders are not eligible.      

Book an appointment with one of our banking specialists to open your account.      

Additional resources

  • Youth & Parent hub

    With convenient banking options, plan your child’s financial future to help them grow and manage their money. It's never too late – or too early – to start building good financial habits. 

  • Student hub

    With all the demands of school, let us help you take the stress out of banking. With TD, you can enjoy products and services, plus offers and rewards, so that you can keep student life fun.