Savings offer | Bank accounts

^Ŧ TD New to Savings Campaign (Terms and Conditions)

June 4, 2026 – Oct 1, 2026

Earn up to $5,000 in Cash with certain deposits.

The up to $5,000 cash offer (the "Cash Offer") is available to TD clients who: a. Are Canadian residents and are the age of majority in their province or territory of residence as of account opening b. Do not have a TD ePremium Savings Account, TD Every Day Savings Account, or TD Growth^TM Savings Account as of June 3rd, 2026 c. Open a new TD Savings Account, either a TD ePremium Savings Account, TD Every Day Savings Account, or TD Growth^TM Savings Account ("New Savings Account") between June 4, 2026 – October 1, 2026; and d. Deposit or transfer a minimum of $10,000 or more directly into the New Savings Account from another financial institution(s) within 30 days of account opening and maintain the balance for 90 days in the account (the "Qualifying Deposit"), subject to the following: i. The Qualifying Deposit must be deposited in the New Savings Account within 30 days of account opening. ii. The Qualifying Deposit must be maintained in the New Savings Account for a minimum of 90 days starting from the 31st day of account opening. iii. If a client withdraws or transfers any part of the Qualifying Deposit during the 90-day period, the amount of the Qualifying Deposit will be subtracted and calculated accordingly. Should this adjustment cause the Qualifying Deposit to fall below the required minimum of $10,000, the customer will be ineligible for the offer. iv. If a client has multiple TD Savings Accounts, funds in the accounts cannot be combined, and the amount of the Qualifying Deposit will instead be based solely on the New Savings Account with the greatest Qualifying Deposit. v. For greater certainty, funds originating from an account held at TD, including, but not limited to, transfers originating from account(s) held at TD and cash withdrawn from another TD account, do not count towards the Qualifying Deposit. The following are not eligible for the Cash Offer: a) Clients who have an existing TD ePremium Savings Account, TD Every Day Savings Account, or TD Growth^TM Savings Account as of June 3, 2026. b) Clients who had a TD ePremium Savings Account, TD Every Day Savings Account, or TD Growth^TM Savings Account that was closed on or after June 4, 2025. c) Clients who open a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan with a new TD Savings Account between June 4, 2026 and October 1, 2026, as part of the TD New to Bank Offer or New to Canada Banking Package Offer. At the end of the 90-day period, the amount of the Cash Offer (maximum $5,000) will be determined according to the amount of the Qualifying Deposit at that time, based on the following chart:


	Qualifying Deposit	Cash Offer
	$10,000.00 to $24,999.99	$200.00
	$25,000.00 to $49,999.99	$350.00
	$50,000.00 to $99,999.99	$600.00
	$100,000.00 to $249,999.99	$1,000.00
	$250,000.00 to $499,999.99	$2,500.00
	$500,000.00+	$5,000.00

Limit of one Cash Offer per eligible account. Limit of one Cash Offer per client. The Cash Offer is limited to a maximum of $5,000.

This Cash Offer cannot be combined with other savings account promotional offers.

For any New Savings Account that is a joint account, at least one account holder must meet the eligibility requirements.

The Cash Offer will be deposited to the New Savings Account where the Qualifying Deposit was deposited, within 12 weeks after all required conditions have been met, provided that the New Savings Account is still open, in good standing, and all conditions continuing to be met at the time of fulfillment.

There may be tax implications associated with the Cash Offer. Clients should consult with their personal tax advisor for more information.

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. We can change, extend, or withdraw the Cash Offer at any time.

¹ This account earns a higher rate of interest than the TD Every Day Savings Account.

² No transaction fees for transfers from this account to another TD chequing or savings account when using EasyWeb Internet Banking or the TD app, except for transfers by cheque or through Interac e-Transfer® and no transaction fees for pre-authorized transfer services from this account to another TD chequing or savings account. All other transfers between accounts are treated as Transactions.

³ For more information about transactions and a complete list of account fees and other service fees, see About our Account and Related Services.

⁴ TD Growth Savings Account Boosted Rate (Terms and Conditions)

TD Growth Savings Account customers can earn the Boosted Rate instead of the Standard Posted Rate on balances of $5,000 or more with an eligible TD Chequing Account and by completing at least two of three Qualifying Monthly Transactions from an eligible TD Chequing Account each month.

TD Growth Savings Account customers can become eligible in the current month to earn and receive the Boosted Rate on balances of $5,000 or more in the following month.

Step 1: Have an eligible TD Chequing Account

Eligible TD Chequing Accounts include:

TD Unlimited Chequing Account
TD All-Inclusive Banking Plan
TD Wealth Private Banking Chequing Account

Step 2: Complete two out of three Qualifying Monthly Transactions

Two of the three Qualifying Monthly Transactions must be completed from an eligible TD Chequing Account by the last day of the current month, to earn and receive the Boosted Rate on balances of $5,000 or more in the TD Growth Savings Account in the following month.

The Qualifying Monthly Transactions can be completed from one or more eligible TD Chequing Account(s) and at least one account holder must be the same as an account holder of the TD Growth Savings Account.

Qualifying Monthly Transactions include:

Direct Deposit from an employer, pension provider or the Government.
Online Bill Payment through TD EasyWeb or the TD app.
Pre-Authorized Debit payment.

Whether or not a recurring Direct Deposit is acceptable is subject to our approval.

The Boosted Rate is applied instead of the Standard Posted Rate on balances of $5,000 or more with an eligible TD Chequing Account and by completing at least two of three Qualifying Monthly Transactions from an eligible TD Chequing Account each month.

The Boosted Rate is applied to balances of $5,000 or more in the TD Growth Savings Account and paid on the last business day of the following month from when the customer becomes eligible. The TD Growth Savings Account must remain open the entire month including the last business day to receive the Boosted Rate.
Joint Accounts

For any TD Growth Savings Account that is a joint account, at least one account holder on the TD Growth Savings Account must be the same as an account holder of an eligible TD Chequing Account(s) and complete at least two of three Qualifying Monthly Transactions.

The Boosted Rate is calculated in the same way as the Standard Posted Rate.

The terms of the Boosted Rate Eligibility may be changed, extended, or withdrawn at any time.

⁵ For more information on Interest, see How Our Interest is calculated.

⁶ No Transaction fees for transfers or pre-authorized transfer services from this account to another TD chequing or savings account, except for transfers by cheque or through Interac e-Transfer® which are treated as Debit transactions.

⁷ The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.

How to get this offer

Choose from one of the three options below:

TD ePremium Savings Account

TD Growth™ Savings Account

TD Every Day Savings Account

Frequently Asked Questions

Account features

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How to get this offer

Choose from one of the three options below:

TD ePremium Savings Account

TD Growth™ Savings Account

TD Every Day Savings Account

Frequently Asked Questions

I already have an existing TD Savings Account opened before June 4, 2026. Do I qualify for this offer?

Can I transfer funds from one of my other TD Accounts to qualify for this Offer?

How do I transfer money to my new TD Savings Account?

How long do I need to keep the new deposit(s) in the Savings account for?

What if I transfer money out before 90 days?

When will the offer be fulfilled?

Account features