TD Easy Trade™ Student Offer
□ Students can earn a $100 cash Reward by opening a new TD Easy Trade Account and fund $1,000 in cash (the "Reward") or investable assets from another Canadian financial institution(s) outside of TD Bank Group and/or cash from a TD Canada Trust Chequing Account ("Qualifying Assets").
Eligibility
Eligible NEW "Accounts" for the cash reward:
- Cash
- Tax-Free Savings Account (TFSA)
- First Home Savings Account (FHSA)
- Registered Retirement Savings Plan (RRSP)
Non-eligible Accounts for the Offer
- Any account type not offered by TD Easy Trade
How do I know if I am eligible for the Offer?
- You're a new or EXISTING TD Easy Trade client and are opening a NEW Easy Trade account ("New Account") at the time of participating in the offer.
- Clients are eligible to receive the TD Easy Trade Student offer reward only once. Clients who have previously received a reward under this program are not eligible to participate again.
- You have a new or existing TD Student Chequing Account.
- You're the age of majority in their province or territory and 25 years or younger at the time of submitting your account application.
- You're a permanent legal resident of Canada.
- You'll fulfill the terms and conditions listed below.
Qualifications
How do I qualify for the Offer
- A promo code is NOT required for the TD Easy Trade Student Offer. This Offer may not be combined with any other promotions, except as expressly stated in the terms and conditions of those offers.
- Transfer in $1,000 CAD or more in Qualifying Assets to your NEW Eligible Account(s) – cash or investable assets from another Canadian financial institution(s) outside of TD Bank Group and/or cash from a TD Canada Trust Chequing Account within 60 days of account activation (the "Funding Period").
- Maintain the assets in your Eligible Account(s) for 90 days after the Funding Deadline (the "Holding Period").
- Any withdrawals that occur from the eligible accounts during the Holding Period will be subtracted from the total funding amount ("TFA").
The Reward
How will the cash Reward be calculated?
- The Reward will be calculated on the TFA maintained in the Eligible Account(s) by the end of the Holding Period.
- If you transfer assets into multiple Eligible Accounts, the TFA will be calculated by combining the value of the assets transferred into all of the Eligible Accounts.
- Interest and dividends will not be included in the calculation of the TFA but will be subtracted from the TFA if withdrawn.
- The TFA will be measured according to the combined value of CAD and USD denominated assets deposited to each currency component of an Eligible Account(s). USD balances will be converted into CAD using the exchange rate on the date of deposit to determine eligibility.
How will the cash back Reward be deposited into my account?
- The Reward will be distributed by the end of the month following the Holding Period deadline.
- If you only transfer assets to one account, the total cash back Reward will be deposited into that account.
- If you've transferred assets to multiple accounts, the total cash back Reward will be divided and deposited proportionately into each account based on the amount of assets transferred into each account.
- The Reward amount is $100 CAD only and is paid in CAD to the Canadian component of the account(s).
Key Dates
- Account Activation Period: November 3, 2026 – March 03, 2027.
- Funding Period: 60 days starting from the account activation date.
- Holding Period: 90 days starting from the Funding Period Deadline.
- You will receive your reward: by the end of the month following the Holding Period Deadline.
Example:
If an Eligible Account is opened on November 3, 2026, Qualifying Assets of $1,000 or more must be transferred by January 2, 2027, which is 60 days after account opening. The $1,000 in Qualifying Assets must be maintained throughout the 90-day holding period ending April 2, 2027. Any withdrawals during the holding period may reduce the total funding amount used to determine eligibility for the Cash Reward, which would be paid on or before May 31, 2027.
Additional Details
- To receive the Cash Reward, a client must keep their account(s) in good standing until the Reward payout date. Good standing requires the account(s) to not go into a debit position.
- Assets that have previously qualified for or received Rewards under any prior promotional Offer will not be included in the TFA for the purpose of calculating the Reward. This includes assets that are transferred out and subsequently transferred back in.
- Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts will not be counted toward the Qualifying Assets.
- Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.
- Employees of TD Bank Group are not eligible for this offer.
- This Offer may be changed, extended or withdrawn at any time without notice.
- Clients who have previously received a reward from the TD Easy Trade Student Offer are not eligible to participate again.
- The Offer is not transferable.
- There may be tax implications associated with the cash Reward. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash Reward is paid directly to the plan and is not considered a contribution.
- Standard market fluctuations and account fees will be excluded from calculations used to determine if an account qualifies for the Reward.
- TD Direct Investing reserves the right to refuse the provision of any Rewards and benefits under this Offer if it determines you have violated the terms set out above.
Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.
TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Banking services are offered by The Toronto-Dominion Bank.
TD Wealth Private Trust services are offered by The Canada Trust Company.
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