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Introduction to Offers

  • New to Canada Banking Package

    The TD New to Canada Banking Package is designed to make banking in Canada a little easier for newcomers.

    Get started with special offers and benefits of up to $1,790 in value.1 Conditions apply. Limited time offer.

  • International Student Banking Package

    The TD International Student Banking Package is specially designed for International Students in Canada. Eligible students could earn up to $680 in value.2 Conditions apply, Limited time offer.

  • New to Canada Referral Program

    Refer an eligible newcomer friend to TD. If they complete qualifying steps, you could both receive $50.20 See how the program works and who can participate.


How TD is supporting newcomers

  • Exclusive offers designed for newcomers like you

    Choose from a range of products designed to support newcomers as they start and grow their financial journey in Canada.

  • Send Money Home with Ease

    Send money internationally with TD Global TransferTM and enjoy no TD transfer fees for up to 12 months10, 17

  • Bank anywhere, anytime 

    Manage your money directly through the TD app, ranked #1 in Customer Satisfaction with Mobile Banking Apps by J.D. Power in 2026.21

  • We speak many languages

    Get support in over 80 languages to help with your financial needs.


Frequently Asked Questions

Newcomers to Canada maybe considered as:

  • permanent residents,
  • Temporary residents (students, workers, or temporary resident permit holders),
  • Refugees.

A newcomer is someone who has immigrated to Canada within 5 years.


The bank account you'll typically use the most is a chequing account, which is where you can perform your day-to-day banking. In addition to a chequing account, you may also open a savings account to help you set some money aside. 

Once you start to settle in Canada, your needs may change and other accounts may be of value to you.


Yes, you will be able to open a bank account online. However, if you're looking to take advantage of the TD New to Canada Banking Package, you will be required to book an in-person appointment at your local TD branch in order to open an account.

If you currently live in India, you can call us to help you set up an account. However, you will have 75 days from your initial set up to visit a TD branch to activate your TD bank account.

Make sure you have your Canadian Immigration documents ready when you call.

Once you arrive in Canada, visit a TD branch to activate your new bank account.


To open a bank account in Canada, you can simply book an appointment here to meet with a TD personal banker.

More resources for newcomers

  • New to Canada Booklet

    We understand the challenges of moving to a new country. Your financial journey in Canada begins here.

  • Guide to Canadian Banking Terms

    Get to know some common banking terms in Canada so you can feel more confident about banking in your new home.

  • How to build your credit

    Good credit is an important financial tool. It can help when borrowing money (for mortgages, auto loans, etc.). Learn about credit scores, how they’re determined, and how you can build yours here.

  • TD Global TransferTM 10, 17

    An innovative marketplace to send international money transfers in more ways to more places.

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