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Home / International Student Hub / TD International Student Banking Package
Get up to $680 in value2 with the TD International Student Banking Package
Start your student journey in Canada with the banking essentials you need to manage your finances. Offer ends November 2, 2026!
Why choose TD?
Am I eligible for this banking package?
To qualify for the TD International Student Banking Package2, you must:
- Be age of majority at the time of account opening in your province or territory of residence
- Provide your unexpired Study Permit from the Government of Canada (e.g., IMM Form 1442, 1208, 1102)
- Be a full-time post-secondary student enrolled in an accredited university or college in Canada with Proof of Enrollment
Frequently Asked Questions
- Provide your Study Permit from the Government of Canada (e.g., IMM Form 1442, 1208, 1102)
- Provide 1 of the following pieces of personal identification:
- Valid passport
- Canadian driver’s license
- Government of Canada identification card
Note: Other identification documents may be acceptable or required. See Proof of Enrollment as described above. Or visit a TD branch for details.
- For students studying in Quebec only, provide a Quebec Acceptance Certificate (CAQ). If you have a Taxpayer Identification Number (TIN) and have not provided it before, you must provide it during your visit.
Yes, as long as you meet the eligibility requirements for opening the student bank account.
Please remember to bring the necessary documents with you to your appointment when you're ready to open your TD Student Chequing Account.
You need to have a TD Student Chequing Account to be eligible for our current TD Direct Investing offer.
You can keep using your TD Student Chequing Account with no monthly fee until you're 23 years old or longer if you're a full-time post-secondary student in an accredited university or college in Canada with Proof of Enrollment. After you graduate, your account is automatically converted to a regular TD Chequing Account.
After you graduate, you can use your TD Student Chequing Account as long as you're under 23 years old, or a full-time post-secondary student in an accredited college or university in Canada with Proof of Enrollment.
A savings account lets your money grow with interest as you work towards building up your short-term savings. Instead of being used for day-to-day transactions, a savings account can come in handy when you need money for unexpected expenses like extra textbooks, medical emergencies or unexpected travel.
To help grow your savings faster, you can take advantage of a special 1.00% bonus interest rate for 3 months to help you save even more.
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The offers within the TD International Student Banking Package may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. All amounts are in Canadian dollars unless otherwise noted.
1 International Students qualifying for the offers within the TD International Student Banking Package (an "Eligible Student") must:
- Visit a TD branch and let us know that you are an international student, which means you are a full-time post-secondary student enrolled in an accredited university or college in Canada with acceptable proof of enrollment;
- Provide an unexpired Study Permit from the Government of Canada (e.g., IMM Form 1442, 1208, 1102);
- For students studying in the Province of Quebec: provide a Quebec Acceptance Certificate (CAQ) in addition to the documents noted above;
- Be the age of majority at the time of account opening in your province or territory of residence; and
- Satisfy the eligibility criteria outlined in the respective offer terms and conditions.
2 Value of up to $680 in welcome bonuses, savings and benefits is calculated as follows:
- TD Student Chequing Account Offer3: Earn $150 in cash when you start by opening a new TD Student Chequing Account3 ("New Student Chequing Offer") AND complete any two of the following with your new TD Student Account before January 2, 2027:
- Set up a recurring direct deposit from your employer or the Government.
- Send or receive one e-Transfer of at least $40.
- Make an online purchase using your TD Access Card with Visa* Debit.
- Set-up a Pre-Authorized Transfer Service or Simply Save Service ("Service") to an eligible TD Savings Account. The first transaction for either Service should be processed within 30 days of the New Chequing Account opening.
- Student Exclusive Credit Card Offers5:
- Earn $125 in Cash Back Dollars when you spend $1000+ in the first 3 months on your new TD Cash Back Visa* Card applied to your Cash Back dollar balance; after the 3 months as a one-time payout. Conditions apply.^, Δ; or
- Earn 37,880 TD Rewards Points (a value of $125 on Amazon.ca) when you spend $1000+ in the first 3 months on your new TD Rewards Visa* Card; after the 3 months as a one-time payout.
- TD Direct Investing Account International Student Exclusive Offer6: Earn up to $200 in value when you enroll in the TD International Student Banking Package and open a new TD Direct Investing Account. $200 is based on the combined total value of:
- Up to $100 in value from 10 commission-free trades (Up to $9.99 per trade).
- Up to $100 in the first year of maintenance fees rebated.
- Offer applies to any qualifying new TD Direct Investing client who is a Canadian resident of age of majority in their province or territory at time of opening new account. This offer begins on June 30, 2026 and ends on November 2, 2026. Please see the complete terms and conditions below for eligibility.
- TD Global Transfer Offer7: Up to $105 annual value is based on seven Western Union® Money TransfersSM for 12 months using TD Global Transfer™ at a fee of up to $15 per transfer. You must complete the qualifying criteria as set out in the offer. Transfer fee amount is dynamic and subject to change. Foreign currency exchange rates still apply. Other banks involved in transferring the money may charge additional fees to the recipient of the funds.
- Student Exclusive Bundle Offer 8: Earn $100 in cash when a New Student Chequing Account customer (as defined in the TD Student Chequing Account Offer) opens a new TD Every Day Savings Account, TD GrowthTM Savings Account, or TD ePremium Savings Account (each a "New Savings Account") AND applies, is approved for, and opens a new TD Credit Card in accordance with the Student Exclusive Bundle Offer below8.
- Additional Student benefit 4 : TD Savings Account Offer – Earn 4% Bonus Interest Rate for 90 Days on deposits in a new eligible TD Savings Account – on any balances up to $1,000,000.00.
3 TD Student Chequing Account Offer: Eligible Students can obtain $150 cash (the "Chequing Offer") by opening a new TD Student Chequing Account between June 30, 2026 and November 2, 2026 (the “New Account”) and completing any two of the following with the New Account:
Earn $150 by completing any two of the following activities by January 2, 2027:
i. Set up and receive a recurring Direct Deposit from your employer or the Government. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval.
ii. Send or receive one e-Transfer of at least $40.
iii. Make an online purchase using your TD Access Card with Visa* Debit.
iv. Set up a recurring Pre-authorized Transfer Service or Simply Save ("Service") from the New Student Chequing Account to a TD Every Day Savings Account or TD ePremium Savings Account. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. The first transaction for either Service should be processed within 30 days of the New Chequing Account opening.
Regular transaction fees may apply, see About Our Accounts and Related Services for more information.
Eligibility Restrictions:
The following are not eligible for the Chequing Offer:
- Customers who already have a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 30, 2025;
- Customers who received any Chequing Account offers from TD from 2023 to 2026;
- Customers who are joint with a youth/minor who is under the age of majority in their province/territory; or
- Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 30, 2025;
- TD staff members or customers who have a joint account with a TD staff member.
For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements.
Fulfillment:
The Chequing Offer will be deposited to the New Account within 12 weeks after all conditions have been met, provided that the New Account is still open, in good standing, with all conditions continuing to be met. Limit of one Chequing Offer per customer, per New Account.
4 TD Student Savings Account Offer – Earn 4% Bonus Interest Rate for 90 Days:
Eligible Students can earn an additional 4% Bonus Interest Rate for 90 days on deposits in a new eligible TD Savings Account – on any balances up to $1,000,000.00 (the " TD Student Savings Account Offer "). To qualify, you must:
- Open a New Student Chequing Account
Open a New Student Chequing Account between June 30, 2026 and November 2, 2026, and - Open a New Savings Account
Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (each a "New Savings Account") by November 2, 2026; - Deposit Funds to Earn an Additional 4% Bonus Interest Rate for 90 Days
The account will earn a Bonus Savings Interest Rate of 4% per annum on any balances up to $1,000,000.00 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account. The Bonus Savings Interest Rate will be applied to the New Savings Account commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter (“Promotional Period”).- The Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account.
- The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly.
- After the Promotional Period ends, only the posted interest rate will apply.
- For the current posted interest rates, interest calculations, and information about Daily Closing Balance, see About Our Interest Calculations.
Eligibility Restrictions
The TD Student Savings Account Offer is not available to:
- Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 29, 2025;
- Customers who already had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 30, 2025;
- Customers who open a New Student Chequing Account or TD Savings Account on or after June 30, 2026, but change the account to a type other than the TD Student Chequing Account or a different TD Savings account than the one that opened initially before this offer is fulfilled;
- Customers who already have a TD Savings Account as of June 29, 2026;
- Customers who had a TD Savings Account that was closed on or after June 30, 2025;
- Customers who received any TD Savings Account offer from TD in 2023, 2024, 2025, 2026; except the 2026 TD Student Savings Account Offer; or
- TD staff members or any TD customers who have a joint account with a TD staff member.
- For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements.
Fulfillment:
- The Bonus Savings Interest Rate and posted interest rate will be credited separately in the New Savings Account monthly for a period of 90 days, provided that the New Chequing Account and the New Savings Account are still open, in good standing, and all conditions continue to be met at the time of fulfillment. There may be tax implications associated with the Bonus Savings Interest. Customers should consult with their personal tax advisor for more information.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
5 TD Credit Card Student Offer Terms and Conditions:
Annual interest rates, fees and features are current as of November 5, 2025 unless otherwise indicated and subject to change.
Limited Time Offer ("Offer"): This Offer starts on June 30, 2026 and ends November 2, 2026 (the "Offer Period") and is only available to those student cardholders of a new TD Cash Back Visa* Card or TD Rewards Visa* Card ("Account"). Account must be opened by November 2, 2026:
- Earn $125 in Cash Back Dollars when you spend $1000+ in the first 3 months on your new TD Cash Back Visa* Card applied to your Cash Back dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ
- Earn 37,880 TD Rewards Points (a value of $125 on Amazon.ca) when you spend $1000+ in the first 3 months on your new TD Rewards Visa* Card; after the 3 months as a one-time payout. Conditions apply.^, Δ
You must keep your Account open, active and in Good Standing during the Offer Period and at the time the Cash Back Dollars or TD Rewards Points are applied to your Account. To earn $125 Cash Back Dollars to the TD Cash Back Visa* Card or 37,880 TD Rewards points to the TD Rewards Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months"). Cash Back Dollars can be redeemed to help pay down your account balance. TD Rewards Points can be used towards making purchases at Amazon.ca with Amazon Shop with Points.
Offer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Please allow 8 weeks after the conditions of the Offer are fulfilled for the Cash Back Dollars and TD Rewards points to be awarded to your Account. This Offer is not available to customers who (1) have activated a TD Cash Back Visa* Card Account or a TD Rewards Visa* Card Account prior to the Offer Period, (2) transfer their existing TD Credit Card into a TD Cash Back Visa* Card Account or a TD Rewards Visa* Card Account, or (3) customers who have closed any TD Credit Card within the last 12 months. Any Cash Back Dollars or TD Rewards Points received under this Offer may be reversed after it has been applied if the qualifying purchases are cancelled and/or refunded to the Account.
We reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars and TD Rewards Points awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars or TD Rewards Points not yet awarded.
This Offer is only available to (1) full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, (2) who are Canadian residents, (3) do not have an existing TD Credit Card account and (4) who have listed 'Student' as their Occupation on their application for the TD Cash Back Visa* Card or TD Rewards Visa* Card.
1 TD Rewards Point is worth $0.0033 towards purchases at Amazon.ca that are eligible for the Shop With Points program. 3 TD Rewards Points minimum redemption.
These are highlights of the Amazon.ca Shop with Points program for TD Rewards points (“SWP for TD”). SWP for TD is provided by Amazon.ca. To use your TD Rewards points to pay for an order at Amazon.ca, your eligible TD credit card must be linked to your Amazon.ca account. For more information, including how to enroll in SWP for TD and terms, conditions and restrictions, visit https://www.amazon.ca/tdrewards.
Amazon.ca is operated by Amazon Services International, Inc. The Toronto-Dominion Bank and its affiliates are not liable or responsible for SWP for TD or any of the services and products offered/provided by Amazon.ca. SWP for TD may be amended or cancelled at any time without notice.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
^ Please see the “TD Cash Back Program Terms and Conditions” or "TD Rewards Visa* Card Program Terms & Conditions" section of the TD Cash Back Visa* Cardholder Agreement or TD Rewards Visa* Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.
6 TD Direct Investing Account International Student Exclusive Offer Terms and Conditions:
Students who are New TD Direct Investing clients can earn up to 10 free trades (up to $9.99 per trade) and have quarterly fees rebated for the first year (up to $25 per calendar quarter). The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply.
This offer begins on June 30, 2026 and ends on November 2, 2026. Please see the complete terms and conditions below for eligibility.
How to Qualify for the Offer:
- Must be registered in the TD International Student Banking Package. Confirm enrollment by visiting a TD Canada Trust branch or by calling EasyLine at 1-866-222-3456.
- Must be a new TD Direct Investing client when opening a NEW TD Direct Investing account ("New Account") by November 2, 2026.
- Must be the age of majority in their province or territory and 25 years or younger at time of account application.
- Must be a legal resident of Canada.
Eligible "Account" for the Offer:
- Cash (single or joint account holder)
Accounts not eligible for the Offer:
- All other TD Direct Investing account types are not eligible
- TD Easy Trade™ accounts
Free Trade Details:
- The 10 commission-free trades are available during the initial twelve months after the account is opened.
- Canadian trade commissions will be rebated to a maximum of $9.99/trade CAD; Trade commissions placed in USD will be rebated in USD to a maximum of $9.99/trade USD.
- Rebates apply only to self-serve online trades for full or partial share trades; phone trades with an Investment Representative are excluded. Commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
- TD Direct Investing applies commission rebates for eligible trades to new Accounts by the last business day of each month, beginning the month after Account opening. If the last day falls on a holiday, rebates are processed within the next two business days.
Maintenance Fee Rebate Details:
- Should a quarterly maintenance fee be charged, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the Account opening.
Further Terms and Conditions:
- This offer may not be combined with any other promotions, except as expressly stated in the terms and conditions of those offers.
- Employees of TD Bank Group are not eligible for this offer.
- This offer may be changed, extended or withdrawn at any time without notice.
- TD Direct Investing reserves the right to refuse the provision of any awards and benefits under this Offer if it determines you have violated the terms as set out above.
- The Offer is not transferable.
7 TD Global Transfer Offer Terms & Conditions: The International Student TD Global Transfer offer is available to individuals who qualify for the International Student Banking Package and open a New Student Chequing Account. Starting the month the New Student Chequing Account is opened, Western Union® Money TransferSM fees charged to the New Student Chequing Account will be credited back to the New Student Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction, up to a 12-month period. Only transfers completed from the New Student Chequing Account using the following transfer methods are eligible for the offer:
(i) Western Union® Money TransferSM
The Western Union® fee amount is dependent on the amount sent. The New Student Chequing Account must remain open and in good standing to be eligible for this offer.
Foreign exchange and other bank fees still apply. If you are sending funds in a different currency from the currency of your account, you will be purchasing this other currency from us at the exchange rate we set. Fees are in the currency of the account from which the money is sent. Other banks involved in transferring the money may charge additional fees to the recipient of the funds. For details on fees, please see http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp.
For details on TD Global Transfer, please see https://www.td.com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
8 Student Exclusive Bundle Offer:
Eligible Students can earn $100 in cash by bundling a New TD Student Chequing Account, New TD Savings Account, and an eligible new TD Credit Card (the "Bundle Offer"), keeping all accounts open & active for 90 days and completing the required activities within the specified timelines:
- Open an eligible New Student Chequing Account
- Open a New Student Chequing Account between June 30, 2026 and November 2, 2026, and
- Open an eligible New Savings Account and complete one activity
- Open a New Savings Account by November 2, 2026.
- Complete one of the following activities with the New Savings Account, with the first transaction processed within 30 days of opening the New Savings Account:
i. Set up a pre-authorized transfer service. The pre-authorized transfer service must occur either weekly, biweekly, monthly, or twice per month.
ii. Set up Simply Save; and
- Open an eligible New TD Credit Card
- Apply, be approved for, and open a new TD Cash Back Visa* Card or a TD Rewards Visa* Card (a "New TD Credit Card") by November 2, 2026.
- The New TD Credit Card must be kept open, active and in good standing for at least 90 days from the date of opening.
Regular transaction fees may apply, see About Our Accounts and Related Services for more information.
Eligibility Restrictions
The Bundle Offer is not available to:
- Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 29, 2026;
- Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 6, 2025;
- Customers who open a New Student Chequing Account or a New TD Savings Account on or after June 30, 2026, but change the account to a type other than the TD Student Chequing Account or a different TD Savings account than the one opened initially before this offer is fulfilled;
- Customers who already have an existing TD Savings Account as of June 29, 2026;
- Customers who had a TD Savings Account that was closed on or after November 6, 2025;
- Customers who received any Savings Account offer from TD from 2023 to 2026, excluding the 2026 TD Student Savings Account offer;
- Customers who received any Chequing Account offer from TD from 2023 to 2026, excluding the 2026 TD Student Savings Account Offer;
- TD staff members or any TD customers who have a joint account with a TD staff member.
- Customers who are a Primary Cardholder of a personal TD Credit Card as of June 29, 2026.
- Customers who have activated and/or closed a personal TD Credit Card account in the past 6 months.
For any New Savings Account or New Student Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements
Fulfillment:
The Bundle Offer will be deposited to the New Student Chequing Account within 12 weeks after all required conditions have been met, provided that the New Student Chequing Account, the New Savings Account, and New TD Credit Card are still open, in good standing, and all conditions continue to be met at the time of fulfillment. Limit of one Bundle Offer per customer.
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TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Easy TradeTM is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Banking services are offered by The Toronto-Dominion Bank.
TD Wealth Private Trust services are offered by The Canada Trust Company.
TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.
Interac e-Transfer® is a registered trademark of Interac Corp. Used under license.
® Aeroplan is a registered trademark of Aeroplan Inc., used under license.
The Toronto-Dominion Bank is the issuer of the TD Cash Back Visa* Card.
Visa* is a registered trademark of Visa International Service Association, used under license.
The WESTERN UNION name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are registered and/or used in the U.S. and many foreign countries and are used with permission.
® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
Proof of Enrollment is a document that has been issued by the school and contains the student's name, the name of the University or College, program and year of study. Acceptable proof of enrollment can include:
- A tuition invoice or statement of account from the school for the current period of study
- A detailed timetable (current or upcoming period of study)
- A letter from Registrar’s office verifying enrollment
- Transcripts displaying the school's name, student's full name, student type and the semester of study on school's letterhead
How it works
Eligible services to complete:
You must complete any 2 of the following conditions before January 2, 2027:
- Set up a recurring direct deposit from your employer or the Government3
- Send or receive one e-Transfer of at least $40.
- Make an online purchase using your TD Access Card with Visa Debit3
- Set up a Pre-Authorized Transfer Service or Simply Save to an eligible TD Savings Account3
How it works
- Apply for a TD Cash Back Visa* Card or TD Reward Visa* Card, spend $1,000 in your first 3 months and get up to $125 in value. Offer ends November 2, 2026.
- TD Cash Back Visa* Card: Up to $125 in Cash Back Dollars applied to your balance
- TD Rewards Visa* Card: Up to 37,880 TD Rewards Points (valued at $125 on Amazon.ca)
How it works
This account can help you set money aside for your short-term financial goals. Savings accounts can also help you earn interest on the money you deposit, so you can grow your savings faster
Proof of Enrollment
Proof of Enrollment is a document that has been issued by the school and contains the student's name, the name of the University or College, program and year of study. Acceptable proof of enrollment can include:
- A tuition invoice or statement of account from the school for the current period of study
- A detailed timetable (current or upcoming period of study)
- A letter from Registrar’s office verifying enrollment
- Transcripts displaying the school's name, student's full name, student type and the semester of study on school's letterhead
