Meet My Insurance and Travel Needs with My Credit Card

Looking for a credit card? View TD Credit Cards.

What would you like to know more about?

5 Helpful Travel Tips

Travel with confidence wherever you go with these five travel tips.

If plan to use your TD Credit Card or Access Card while travelling, you no longer need to tell us you’ll be away from home. Our fraud detection systems can now better detect suspicious or unauthorized transactions. Before you travel, ensure your contact details are up to date.

Log in to EasyWeb Online banking and go to Profile & Setting to make your updates.

If you plan to make Cash Advances from your TD Credit Card Account through an ATM while you are travelling, it’s a good idea to confirm your daily ATM withdrawal limit for your TD Credit Card to ensure you can access the amount you need when you need it. To confirm your current daily ATM withdrawal limit, simply call us at 1-800-983-8472 (North America) or call collect at 416-307-7722 (outside of North America).

It’s also a good idea to ensure that your TD Credit Card PIN number is not longer than four digits, as some ATMs outside of North America may only accept four-digit PINS. Just visit any TD Canada Trust branch or TD Canada Trust ATM to change your PIN, if you need to.

It’s important to remember that any Cash Advances made on your TD Credit Card Account are subject to interest charges from the date of the transaction, as well as a Cash Advance transaction fee. See your Cardholder Agreement and Disclosure Statement for details on Cash Advances.

As a TD Visa Cardholder, you have access through the PLUS* network to over one million ATMs in over 200 countries worldwide.

Get to know the travel benefits included with your TD credit card that can help you travel prepared.

Some rental car companies in Europe require credit cardholders to provide written proof of vehicle rental insurance when using their credit card to rent a vehicle.

The eligible TD Credit Cards which include automatic vehicle rental insurance coverage when the rental is charged to their Card include, but are not limited to: TD First Class Travel Visa* Cards, TD Cash Back Visa Infinite* Cards, TD Platinum Travel Visa Cards, TD Business Travel Visa Cards, TD U.S. Dollar Visa Cards, Aeroplan Visa Infinite Privilege Cards, Aeroplan Visa Infinite Cards, Aeroplan Visa Platinum Cards, Aeroplan Visa Business Cards and TD Business Select RateTM Visa Card. To ensure your Card provides this coverage, please: TD Credit Cards

TD Credit Cardholders of these eligible Cards who require proof of this insurance coverage should contact TD Insurance before their trip so they can receive an email confirming vehicle rental insurance coverage as a feature of their Card that they can provide as proof to the car rental company if required. These eligible TD Credit Cardholders can request proof of insurance by calling TD Insurance at 1-800-880-6497. Hours of operation are Monday-Friday 8am-8pm EST, Saturday 12pm-6pm EST, Closed Sunday.

When travelling in the US, if you are purchasing gas and want to pay at the pump with your TD Credit Card, you may be prompted to enter your Zip Code. However, if you live in Canada you won’t have one! Don’t worry– here’s a quick trick that will help you make that purchase at the pump.

Simply take the three digits of your postal code (e.g., K2L 2K4 = 224) and then add two zeros (e.g., 22400) and you will be able to pay at the pump using your TD Credit Card.

With TD Aeroplan and TD Travel Credit Cards you enjoy access to valuable travel insurance benefits such as Emergency Travel Assistance Services, Delayed & Lost Baggage Insurance, Trip Interruption Insurance and Emergency Travel Medical Insurance. Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool.

Emergency Travel Assistance

You and your loved ones can travel more comfortably knowing your Card can help protect you if personal emergencies arise while you’re travelling. Help is just a call away through Emergency Travel Assistance Service.
This service includes:

  • Medical referrals, consultation, monitoring and transportation to another medical facility, or medical payment assistance
  • Legal referrals and bail bond assistance
  • Emergency cash transfers (up to your available credit limit)
  • Assistance with replacement tickets and travel documents

Contact number for Emergency Travel Assistance Services

Travel Medical Insurance

Including Medical Emergency Coverage, Return Airfare, and Hospital Accommodations

TD Credit Card Payment Protection Plan

TD Credit Card Payment Protection Plan is an optional product designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability, and loss of Life.

TD Credit Card Payment Protection Plan*

TD Credit Card Payment Protection Plan is an optional product designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability, and loss of Life.

TD Credit Card Payment Protection Plan

  • Monthly benefit payments equal to the greater of 20% of the eligible outstanding balance or $10 should you experience a Job Loss or become totally disabled
  • Life coverage up to age 80, which can pay the eligible outstanding balance on your credit card
  • Maximum amount of insurance: $25,000
  • Monthly Premium Rate per $100 of insured balance+ (to a maximum of $25,000 of insured balance): $1.20, plus applicable taxes.
  • Monthly Premium rate is reduced on statement date after you turn 66 to $0.60 per $100 of insured balance, plus applicable taxes.

Your Total Disability and Job Loss coverages will terminate on the next account statement date after you turn 66.

To enroll today and make the optional TD Credit Card Payment Protection Plan work for you:

  • Complete your enrollment online

For more information, to file a claim or to check on your claim status please visit

TD Credit Card Payment Protection Plan Certificate of Insurance

For Quebec residents, please read:
Summary and Fact Sheet

Let's Connect

Find out more about our credit cards

Two-Step Verification

Protecting your accounts with Two-Step Verification.

Any time we need to confirm your identity, as an extra layer of security, you may be asked for a security code after you log in.

Have a question? Find answers here