Discover your TD® Aeroplan® Visa* Business Card

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Welcome to your new TD® Aeroplan® Visa Business Card

Quick steps for getting started and making the most of your card

  1. Learn more about the features and benefits of your TD® Aeroplan® Visa Business Card by calling 1-800-983-8472 to speak with a Business Credit Card specialist.

  2. If you have not done so already, complete your Aeroplan profile  to check your points balance, review transactions and manage your rewards… all in one convenient place!

  3. All Additional Cardholders must link their Aeroplan number in order to receive access to a first checked bag free when travel originates on an Air Canada flight.

  4. Update your Card as the Primary Card on your favorite mobile apps for auto-reloads, food delivery and transportation to enjoy convenience for your everyday purchases.

  5. Learn how to add your business Card to Apple Pay or Samsung Pay, to make convenient, everyday business payments with just a tap of your device.

  6. Set up regularly recurring bill payments on your Account with participating merchants to save time and avoid late fees with bills paid automatically on their due dates.

  7. Register for online statements on EasyWeb to save time and stay organized.


Manage your Account, your way

Help and assistance

  1. If your TD Credit Card is damaged or not working, you can request a replacement card online through EasyWeb, through the TD app using your mobile device, or by phone at 1-800-983-8472.

  2. If your TD Credit Card has been lost or stolen, you must immediately report this to us by phone at: 1-800-983-8472.

  3. Fast, reliable access to cash. You can access a Cash Advance at over one million ATMs worldwide, at all TD branches and at select financial institutions around the world.

  4. Getting information when you need it. The TD Credit Card Contact Centre can help you with important information, such as the location of the nearest Visa member office for Cash Advances or contact numbers for embassies and consulates.

Ways to Pay

If you need to pay for a business expense that can’t be charged to a credit card, use TD Visa cheques1 anywhere cheques are accepted, and the amount of your business expense will be processed directly to your TD® Aeroplan® Visa Business Card Account as a Cash Advance.

Call to request yours: 1-800-983-8472


Contactless payments are a secure, convenient way to pay for small-dollar purchases at participating retailers. It’s faster and more convenient than cash – and your Card never leaves your hand.


Apple Pay is accepted in a growing number of shops, restaurants and other retailers. Many apps have also added Apple Pay to their accepted methods of payment. Just look for the Apple Pay or contactless payment symbols at checkout.


Samsung Pay lets you make everyday purchases conveniently and securely with just a tap of your Samsung Galaxy device. Plus, it’s widely available wherever contactless payments are accepted, meaning you’ll be able to use it at plenty of shops, restaurants and other retailers.


Online buying is evolving so you can pay with fewer clicks. Paying online with your TD Visa card is easy, smart, and secure. Just click to pay with your TD Visa when Visa Secure Remote Commerce Iconyou see the Click to Pay icon where Visa is accepted.

The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.

Stay on top of your business credit card spending with the TD Card Management Tool.

As a business owner, you have a lot on your plate. That’s why when you get a TD Business Credit Card, you also get exclusive access to the TD Card Management Tool — designed to save you time and make your day-to-day easier.

You can access and organize the information you need to help you make informed decisions about what matters most.

By separating your business and personal expenses, you can get a clear, real-time view of your spending behaviour and balances, all in one easy-to-use online tool. Plus, you can create custom reports, track your employees’ spending, adjust your credit limits and apply spend controls with the click of a button.

It’s just business, not personal

When you get a business credit card with TD, you get access to the TD Card Management Tool.

This easy-to-use tool lets you:

  • Redistribute your business’s available credit between Cardholders any time
  • Easily set restrictions on spend type, geography and thresholds of your Card
  • Choose to temporarily turn a Card on and off
  • View a dashboard of your key business expenses
  • Track your and your employees’ spending
  • Create numerous customizable reports with up to 18 months of business transaction data
  • Search your spending by date, amount or vendor
  • Access your balances and payment history, and more

Take control

  • Flexibility

    Move your credit limits between your Cards any time.

  • Self-serve

    Easy-to-use features put your finances in your hands – anytime, anywhere.

  • Faster and easier

    Simplified expense management means more time to focus on growing your business.

  • Paperless

    All your reports are conveniently organized in one place online.

Separate your spending

Don’t mix business with pleasure is a common saying, but not everyone follows that advice when it comes to their credit cards. By keeping your business expenses and personal spending separate, you can take advantage of the TD Card Management Tool.

  1. Track Employees’ Usage: Ever wonder who’s spending what and where? Now you can organize spending reports by Cardholder or supplier category, so you always know how your funds are being spent.

  2. Watch Your Spending: The TD Card Management Tool’s dashboard makes it easy to view your expenses at a glance or take an in-depth look through category and individual Cardholder spend views.

  3. Get the Added Confidence of Spend Control: As a business owner, the TD Card Management Tool makes it easy to stay in control while employees are spending on behalf of your business. With Spend Controls, you can temporarily block Cards as well as set limits on employee transactions, from the dollar amount to the geographic location to the type of transaction that’s permitted.

  4. Redistribute Credit Limits: It’s never been so easy to reallocate your credit limits. Redistribute your available credit between Cardholders to meet your specific business needs with the simple click of a button.

  5. Customize Reporting Periods: You can gain new insights about your business by setting reporting periods between any dates you choose — not just your billing cycle.

  6. View Balance & Payment History: Delve into an archive of your balances, payments and reports to monitor changes in spending behaviour over time.

Earn Aeroplan points on every eligible purchase

With your TD® Aeroplan® Visa Business Card, you earn Aeroplan points on every eligible purchase you make on your Card. Earn Aeroplan points faster:

  1. Earn 2 Aeroplan points2 for every $1 you spend on eligible Air Canada® purchases, including Air Canada Vacations®.

  2. Earn 1.5 Aeroplan points2 for every $1 you spend on eligible travel, dining and select business category purchases such as shipping, internet, cable and phone services using your Card.

  3. Earn 1 Aeroplan point2 for every $1 you spend on all other eligible business purchases on your Card.

  4. Earn points twice3 when you pay with your Card and provide your Aeroplan membership number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.

Remember, your points will not expire so long as you are a TD® Aeroplan® Visa Business Cardholder.

Earn points faster and get to your travel plans sooner!

  • Add Additional Cardholders

    Need more cards for your business? Add Additional Cardholders5 and earn more points! Earn points every time they make eligible business purchases on their Cards.

  • Set up regularly recurring bill payments

    Set up Pre-Authorized Payments on your account for business expenses, like utilities and phone bills. You’ll earn Aeroplan points and your bills will be paid automatically on their due dates.


Reach Aeroplan Elite Status more quickly

The Primary Business Cardholder4 will earn 1,000 Status Qualifying Miles and one (1) Status Qualifying Segment for every $5,000 of net purchases (less any returns and credits)6.

Redeem your points for travel and so much more

  1. Every seat, every flight, no restrictions
    Every Air Canada seat available to buy for cash is also available for points – no restrictions, no blackout periods.
    Receive access to preferred pricing7 on flight rewards. As a Primary Business Cardholder, you can often book flight rewards for fewer points.

  2. Use Aeroplan points for more than flights
    Redeem your points across your trip, from hotel rooms to car rentals.

  3. Use Aeroplan points for life’s necessities
    Aeroplan isn’t just about travel. Use your points for merchandise, experiences and gift certificates.

See more places - Where could your Aeroplan points take you?

Choose flights to 200+ destinations with Air Canada®, and to over 1,300, together with 30+ airline partners8.

Plan your future reward travel by using Aeroplan's Points Predictor Tool. Check your preferred itinerary, and the tool will show you the range of points you’ll likely need to redeem for that flight reward.

And don't forget - as a Primary Business Cardholder and TD® Aeroplan® Visa Business Card you'll have opportunities to redeem for fewer points when you log in to aircanada.com.

Redeem more flexibly with Points + Cash

You have the flexibility to pay for part of your trip with points and use your TD® Aeroplan® Visa Business Card to pay for the rest (and earn points, too).

Your TD® Aeroplan® Visa Business Card comes with travel extras

Get more out of your TD® Aeroplan® Visa Business Card with additional benefits when you travel.


Air Canada® Benefits9

Whether you book using points or cash, enjoy the following benefits on any flight operated by Air Canada®, Air Canada Rouge® or under the Air Canada Express® banner.

  • Free First Checked Bag10
    Travel lightly through the airport and save on baggage fees. The Primary Business Cardholder, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when travel originates on an Air Canada flight.

    All Additional Cardholders must register their Aeroplan number to receive access to a free first checked bag when travel originates on an Air Canada flight.

  • Maple Leaf Lounge One-Time Guest Passes11
    Relax before take-off, using your Maple Leaf Lounge guest pass. The Primary Business Cardholder will earn a pass for every $10,000 of net purchases (less any returns and credits), up to a maximum of four passes a year. Passes can be used by the Primary Business Cardholder or Additional Cardholders and their guest, at select Maple Leaf Lounges in North America with a same day ticket on a departing Air Canada flight.

Save time at the border with NEXUSTM

Enjoy expedited border crossings when travelling to the U.S. and back to Canada. Once every 48 months, each Cardholder on the Account will receive a rebate of up to $100CAD for a NEXUS enrolment application and/or renewal fee12.

Explore the insurance coverages included with your TD® Aeroplan® Visa Business Card

Wherever you’re headed on your next trip, travel prepared knowing you have an extensive suite of travel insurance.

Travel Medical Insurance13

To help you with emergency medical expenses, your TD® Aeroplan® Visa Business Card features Travel Medical Insurance, which includes:

  1. Up to $2 million of emergency medical coverage when you are travelling outside of your home province or territory, whether internationally or within Canada

  2. Direct payment to medical service providers, where possible, for eligible medical emergency expenses such as physician's bills, prescriptions and accidental dental treatment

  3. 24/7 emergency medical assistance

  4. Coverage for the first 15 days of your trip if you are under 65 years of age. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. For longer trips, top-up coverage is available for purchase by calling 1-866-374-1129


Insurance included on your TD® Aeroplan® Visa Business Card

  1. Trip Cancellation/Trip Interruption Insurance14
    Use your Card and/or Aeroplan points to pay for at least 75% of the cost of the Covered Trip, and you’ll have coverage for up to $1,500 per insured person (up to a maximum of $5,000 for all insured persons) if you need to cancel your travel plans before you leave because of a covered cause, and up to $5,000 per insured person (up to a maximum of $25,000 for all insured persons on the same covered trip) if you need to come home early due to a covered cause. If you require additional coverage, you may be eligible to increase your coverage for an additional premium by calling 1-866-374-1129.

  2. Flight/Trip Delay Insurance15 If your trip is delayed for over 4 hours, you have coverage up to $500 for reasonable and eligible hotel, motel or restaurant expenses when you use your Card and/or Aeroplan points to pay for at least 75% of the cost of your transportation.

  3. Common Carrier Travel Accident Insurance16
    You, your spouse and dependent children are eligible for up to $500,000 in coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane or train) whenever you charge the full cost of the transportation to your Card and/or Aeroplan points.

  4. Delayed and Lost Baggage Insurance15
    If your baggage is delayed for over 6 hours, each insured person has coverage up to $1,000 for the purchase of essentials, such as clothing and toiletries. Coverage is also provided if your baggage is lost by a common carrier. When you use your Card and/or Aeroplan points to pay for at least 75% of the cost of the tickets, each insured person has coverage up to a maximum of $1,000 per trip.

  5. Auto Rental Collision/Loss Damage Insurance17
    Use your business Card and/or Aeroplan points to pay for the full cost of an eligible car rental and decline the rental agency’s Collision Damage Waiver (CDW) to get coverage at no additional cost for up to 48 consecutive days. Please note, some rental agencies may require you to buy the CDW coverage from them. It is important to contact the rental agency before reserving a car to verify their policies.

  6. Hotel/Motel Burglary Insurance18
    When you stay at a hotel/motel within Canada or the United States and use your business Card and/or Aeroplan points to cover at least 75% of the total cost of your stay, you will receive up to $2,500 coverage per occurrence for most personal items stolen from your hotel/motel room belonging to the Cardholder on the Account and eligible family members travelling with the Cardholder.

Mobile Device Insurance18

Get mobile device protection of up to $1,000 in the event of loss, theft, accidental damage or mechanical breakdown for eligible mobile devices when you use your Card to pay all of your monthly mobile bill payments and any upfront costs or charge at least 75% of the purchase price when paying the full cost of your new mobile device up front.

Emergency Travel Assistance Services19

Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling. Emergency Travel Assistance Services can help you with:

  • Translation services in the event of an emergency situation
  • Lost document and ticket replacement
  • Emergency Cash Transfer in the event of a theft, loss or emergency. Our Administrator can assist you to obtain a Cash Advance which will be charged to your Account.


In Canada and U.S.A. call 1-866-374-1129. In Other Countries call collect 416-977-4425.


Save with Avis Rent a Car and Budget Rent a Car

Save a minimum of 10% off the lowest available base rates20,  21 in Canada and U.S., and a minimum of 5% off lowest available base rates20,  21 internationally, on qualifying car rentals

  • Avis:  Reserve your Avis car rental. Quote Avis Worldwide Discount (AWD) #C078400 at time of reservation and charge the full rental to your TD® Aeroplan® Visa Business Card.
  • Budget:  Reserve your Budget car rental. Quote Budget Customer Discount (BCD) #A331700 at time of reservation and charge the full rental to your TD® Aeroplan® Visa Business Card.

Dedicated Business Solutions

Expertise you can trust, technical support you can count on, and solutions that adapt as you grow. Our dedicated advisors will take the time to understand your growing business and provide the knowledgeable advice and solutions that are right for you.


Enjoy discounts with the Visa SavingsEdge Program22

Enroll your TD® Aeroplan® Visa Business Card in the Visa SavingsEdge program and enjoy discounts of up to 25% on qualifying business Purchases, including business travel and entertainment, computers and electronics, business services, and more. Your savings are automatically applied to your account and appear as credits on your future statements.


Enjoy optional Business TD Auto Club Membership23

With optional Business TD Auto Club Membership, travel prepared knowing that, in the event of a road emergency, help is just a phone call away.

Explore your TD® Aeroplan® Visa Business Card fraud security features

Protecting the security of your Card should always be a priority. That’s why your TD® Aeroplan® Visa Business Card comes with features that help protect you when you shop online and in person.

Security Features

  1. Shop online and in person securely with Visa Zero Liability – included free with your Card. Be protected in the event unauthorized transactions are made on your Account when you've protected your PIN.

  2. Shop with confidence with chip & PIN technology. Chip & PIN technology provides an added level of security through the use of a Personal Identification Number (PIN).

  3. Visa Secure provides you with increased security and convenience when you shop online.

Personal Identification Number (PIN) Security Tips

  • Choose a PIN you can remember that's difficult to guess. Don't use a phone number or birthday
  • Never write down your PIN.
  • Protect your PIN and use your hand or body to shield the keypad when you enter your PIN.
  • Never let anyone else know or use your PIN or use your Card.
  • Make transactions only when and where you feel secure. If in doubt, don’t use your Card.

Reset your PIN easily and conveniently at a TD Branch or 24/7 at any TD Green Machine (ATM).


Purchase Security and Extended Warranty Protection24

You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for eligible items you’ve purchased with your Card:

  • Get repair, replacement, or reimbursement for your purchases should eligible items be stolen or damaged within 90 days of purchase
  • Double your warranty for up to 12 additional months if the eligible item came with a manufacturer’s warranty valid in Canada

Fraud Protection (24-hour)

Our enhanced protection measures are part of an industry-wide effort to protect you from the inconvenience of Credit Card fraud. In the event that our advanced fraud prevention system detects unusual activity relating to your account:

  1. You may receive a phone call from a TD Credit Card Customer Service Representative asking you to confirm that you performed a transaction on your TD Aeroplan Visa Business Card or Account.

  2. During a transaction, a merchant may receive an electronic message requesting that they contact the TD Credit Card Contact Centre and allow you to speak with one of our Customer Service Representatives.

  3. Your Card may be temporarily blocked until we can contact you for verification.

  4. You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD® Aeroplan® Visa Business Card. Learn more.


More about your TD® Aeroplan® Visa Business Card


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