† The $450 cash offer is available to Canadian residents that are the age of majority at time of account opening in their province or territory. To earn $450 in cash, you must:
(a) Open a new TD All-Inclusive Banking Plan or TD Unlimited Chequing Account ("New Chequing Account") between May 29, 2025 to November 5, 2025.
(b) Complete any two of the following with the New Chequing Account:
1. Set up a recurring Direct Deposit from an employer, pension provider or government with the first deposit posted to the New Chequing Account before January 9, 2026. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
2. Make an Online Bill Payment through TD EasyWeb or the TD app (minimum $50) before January 9, 2026.
3. Set up a recurring Pre-Authorized Debit (minimum $50) with the first Pre-Authorized Debit posted to the New Chequing Account before January 9, 2026. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-Authorized Debits
The following are not eligible for the $450 cash offer:
a) Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of May 28, 2025;
b) Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after May 29, 2024;
c) Customers who open a New Chequing Account on or after May 29, 2025, but change the account to a type other than the TD All-Inclusive Banking Plan or TD Unlimited Chequing Account before this offer is fulfilled;
d) Customers who received any TD Chequing Account offers from TD in 2023, 2024, 2025; or
e) TD staff members or any TD customers who have a joint account with a TD staff member.
For any New Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements.
Limit of one $450 cash offer per New Chequing Account. Limit of one $450 cash offer per customer.
The $450 cash will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account is still open, in good standing, and all conditions continue to be met at the time of fulfillment. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, before the $450 cash is deposited into the New Chequing Account.
We can change, extend, or withdraw this offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
