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Personal bank accounts and registered products interest rates

View TD's interest rates on personal bank accounts and registered products.
Rates are as of today.

Total Daily Closing Balance

Interest Rate

$0 to $999.99

0.010%

$1,000.00 to $4,999.99

0.010%

$5,000.00 to $9999.99

0.010%

$10,000.00 to $24,999.99

0.010%

$25,000.00 to $59,999.99

0.010%

$60,000.00 and over

0.010%

Daily Closing Balance Tiers

Boosted Rate6

Standard Posted Rate

$0 to $4,999.99

0.00%

0.00%

$5,000.00 to $9,999.99

0.50%

0.00%

$10,000 to $99,999.99

1.00%

0.50%

$100,000.00 to $499,999.99

1.30%

0.65%

Portion of Daily Closing Balance
$500,000.00 and over

1.50%

0.75%

Boosted Rate6

Standard Posted Rate

Daily Closing Balance Tiers

Boosted Rate6

Standard Posted Rate

$0 to $4,999.99

0.00%

0.00%

$5,000.00 to $9,999.99

0.50%

0.00%

$10,000 to $99,999.99

1.00%

0.50%

$100,000.00 to $499,999.99

1.30%

0.65%

Portion of Daily Closing Balance
$500,000.00 and over

1.50%

0.75%

Total Daily Closing Balance

Interest Rate

$0 to $9,999.99

0.000%

$10,000.00 to $49,999.99

0.850%

$50,000.00 to $99,999.99

0.850%

$100,000.00 to $249,999.99

0.850%

$250,000.00 to $1,000,000.00

0.850%

Portion of Daily Closing Balance
$1,000,000.01 and over

0.850%

Save Automatically to your Account.

Our Automated Savings tools can help you make savings part of your everyday life.


Total Daily Closing Balance

Interest Rate

$0 to $999.99

0.500%

$1,000.00 to $4,999.99

0.500%

$5,000.00 to $9999.99

0.500%

$10,000.00 to $24,999.99

0.500%

$25,000.00 to $59,999.99

0.500%

$60,000.00 and over

0.500%

TD Multi-Holding Tax-Free Savings Account - Cash Portion4

Total Daily Closing Balance

Interest Rate

$0 to $4,999.99

0.050%

$5,000 to $24,999.99

0.050%

$25,000 to $59,999.99

0.150%

$60,000 and over

0.200%

TD Multi-Holding First Home Savings Account - Cash Portion4

Total Daily Closing Balance

Interest Rate

$0 to $4,999.99

0.050%

$5,000 to $24,999.99

0.050%

$25,000 to $59,999.99

0.050%

$60,000 and over

0.050%

TD Multi-Holding Retirement Savings Plan/Retirement Income Fund - Cash Portion4

Portion of Daily Closing Balance

Interest Rate

$0 to $4,999.99

0.000%

$5,000.00 to $24,999.99

0.010%

$25,000.00 to $59,999.99

0.010%

$60,000.00 and over

0.010%

Daily Interest Savings Account – TD Canada Trust RSP/LIRA/RLSP/LRRSP4

Portion of Daily Closing Balance

Interest Rate

$0 to $4,999.99

0.000%

$5,000.00 to $24,999.99

0.010%

$25,000.00 to $59,999.99

0.010%

$60,000.00 and over

0.010%

Daily Interest Savings Account – TD Canada Trust RIF/RESP/LIF/LRIF/PRIF4

Portion of Daily Closing Balance

Interest Rate

$0 to $4,999.99

0.000%

$5,000.00 to $24,999.99

0.010%

$25,000.00 to $59,999.99

0.010%

$60,000.00 and over

0.010%

Save Automatically to your Account.

Our Automated Savings tools can help you make savings part of your everyday life.


Portion of Daily Closing Balance

Interest Rate

$0 to $4,999.99

0.010%

$5,000.00 and over

0.010%

All other Personal Chequing Accounts

Daily Closing Balance

Interest Rate

All Balances

0.000%

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Portion of Daily Closing Balance

Interest Rate

$0 to $499.99

0.010%

$500.00 to $999.99

0.010%

$1,000.00 to $2,999.99

0.010%

$3,000.00 to $4,999.99

0.010%

$5,000.00 to $9,999.99

0.010%

$10,000.00 to $24,999.99

0.010%

$25,000.00 to $59,999.99

0.010%

$60,000.00 and over

0.010%

Portion of Daily Closing Balance

Interest Rate

$0 to $499.99

0.000%

$500.00 to $999.99

0.000%

$1,000.00 to $2,999.99

0.000%

$3,000.00 to $4,999.99

0.000%

$5,000.00 to $9,999.99

0.000%

$10,000.00 to $24,999.99

0.000%

$25,000.00 to $59,999.99

0.000%

$60,000.00 and over

0.000%

Already have an account?

Optimize your account with Direct Deposit, Pre-Authorized Payments and more.


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