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No Monthly Fee for:

  • Seniors (60 years or older) collecting Guaranteed Income Supplement4
  • Registered Disability Savings Plan  beneficiaries4

Plan Highlights

  • Included transactions
    No transaction fees on your first 12 transactions in a month (including up to 2 transactions completed in a TD branch or through EasyLine Telephone banking), additional transactions are $1.25 each2
  • Additional account benefits
    Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements
  • EasyWeb® Online banking
    Bank online from the comfort and convenience of your home
  • Mobile Banking
    Download the TD app to view your balances, transactions, make bill payments, locate a TD branch and more
  • Earn big rewards on the little things
    Earn 50% more Stars at participating Starbucks® stores. Simply link your eligible TD Access Card with Visa Debit with your Starbucks® Rewards account to start earning. Conditions apply9. Learn more.

Account Fees

Benefits of banking with TD

  • TD app

    The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

  • TD MySpend

    Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. Learn more.

  • TD Mobile Deposit

    Deposit cheques as soon as you receive them so you can spend more time doing the things you want7. Learn more.

  • Direct Deposit

    Instant access to your paycheque or pension with no holds on your money. Learn more.

  • Overdraft Protection

    Never worry, you're covered against temporary cash shortages.8 Learn more.

  • Simply Save Program

    Automatically help grow your savings every time you use your TD Access Card. Learn more.

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Bank accounts and fees at a glance

This is a simple overview of our most common fees. For a complete list of all banking fees that might apply to your account, please check our helpful About Our Accounts and Related Services document, which you can download here, or ask for at any branch.

View fees

Open my Account

  • Open online

    Fill out your secure application in approximately 5 minutes.

    Open account

  • Book an appointment

    Meet with a banking specialist in person at the branch closest to you.

  • Call us

    Our banking specialists are ready to answer your questions and can assist you in opening an account

    1-866-222-3456 1-866-222-3456

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Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.