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Discover your TD First Class Travel® Visa Infinite* Card

To save or print a copy of this guide, download the PDF Welcome Guide.

How to make the most of your new TD First Class Travel® Visa Infinite* Card.

Quick steps to getting started and making the most of your Card:

  1. Register for EasyWeb® Online banking to access and manage your Account online and sign up for online statements.

  2. Download the TD app to view your Account and bank almost anywhere. Learn more.

  3. Visit My TD Rewards in the TD app or EasyWeb to manage your TD Rewards Points and discover loyalty perks.

  4. Set up your regularly recurring bill payments on your Account to save time, avoid late fees and earn 4 TD Rewards Points for every $1 charged to your Account1.

  5. Learn how to add your Card to Apple Pay30Google PayTM,30 or Samsung Pay30 to make convenient, everyday payments with just a tap of your phone.

  6. Make your TD First Class Travel Visa Infinite Card the Primary Card for retail apps on your phone2 to earn TD Rewards Points on purchases you make through phone apps, like food delivery and transportation.

Your TD Rewards Points

Every eligible purchase you make with your TD First Class Travel Visa Infinite Card earns you TD Rewards Points. Your points will never expire as long as your Account is open and in good standing.

The more you use your TD First Class Travel Visa Infinite Card, the more TD Rewards Points you’ll earn!

  1. Earn 8 TD Rewards Points for every $1 in Travel Purchases you make with your Card3 through Expedia® For TD4Learn more.

  2. Earn 6 TD Rewards Points for every $1 in Grocery and Restaurant Purchases5 you charge to your Card.

  3. Earn 4 TD Rewards Points for every $1 in regularly recurring bill payments you set up on your Card1.

  4. Earn 2 TD Rewards Points for every $1 you spend on all other eligible purchases made with your Card6.

  5. 50% more TD Rewards Points at Starbucks when you link your card with your Starbucks® Rewards account. Conditions apply. Learn more.

  6. Plus, an annual Birthday Bonus of up to 10,000 TD Rewards Points awarded to your Account every year7 to wish you a happy birthday!

  7. Earn more TD Rewards Points when you add up to three Additional Cardholders8 (Additional Card Annual Fees apply) and earn TD Rewards Points every time they use their Cards to make eligible purchases.

Flexible Redemption Options

Visit My TD Rewards in the TD app or EasyWeb to manage your TD Rewards Points and discover loyalty perks.

Go places on points

  1. Make your points go further when you redeem through Expedia For TD:
    Search over a million flights, hotels, packages and more! When you’re ready to book, you can redeem9 your TD Rewards Points towards your travel purchase right away.

  2. Or Book Any Way9: You can also choose to book your trip through any other travel agency or website. This gives you the flexibility to use your TD Rewards Points towards all kinds of travel expenses – including excursions and taxes – within 90 days of your purchase.

  3. And under the TD Rewards Program, there are no blackouts10 or seat restrictions10.

Go shopping - treat yourself

  1. Amazon Shop with Points
    Redeem your TD Rewards Points towards making purchases at Amazon.ca11Learn more.

  2. Starbucks® Rewards
    Link your Card with your Starbucks Rewards account and you can convert your TD Rewards Points into Stars at Starbucks to buy your favourite Starbucks coffee or treat at participating stores using the Starbucks app. Conditions apply. Visit

  3. Merchandise and Gift cards
    Redeem your TD Rewards Points for great deals on a wide selection of merchandise and gift cards.

Financial Rewards

  1. Pay With Rewards: Redeem TD Rewards Points to help pay down your credit card balance.

  2. Education Credits from HigherEdPoints: Redeem TD Rewards Points towards tuition for higher education at over 100 participating institutions – for a student in your life, or yourself.

Your TD First Class Travel® Visa Infinite* Card comes with perks.

$100 Annual TD Travel Credit12

Each year, you will receive one $100.00 TD Travel Credit on your first Eligible Travel Credit Purchase of $500.00 or more made with Expedia® For TD and posted to the Account in a calendar year.

Enjoy the perks of being a Visa Infinite Cardholder13

  1. As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.

  2. Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

  3. Get exclusive access to tickets for advance screenings and special movie events with the Visa Infinite Screening Series. Visa Infinite Cardholders can also enjoy presale access, priority access line and exclusive benefits and offers for the Toronto International Film Festival.

Complimentary Visa Infinite Concierge Service14

On-call 24 hours a day, seven days a week, the Visa Infinite Concierge Service can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. Call toll-free 1-888-853-4458 (from Canada and the U.S.) or 1-630-350-4545 (from outside Canada and the U.S.).
Visit to explore your Visa Infinite Card benefits and opt in to receive the latest offers.

Save on car rentals

Save a minimum of 10% on the lowest available base rates15,16 in Canada and the U.S., and a minimum of 5% on the lowest available base rates15,16 internationally, on qualifying car rentals at participating Avis and Budget locations.

  • Avis: You can reserve your Avis car rental by visiting Quote Avis Worldwide Discount (AWD) #C078400 at time of reservation and charge the full rental to your TD First Class Travel Visa Infinite Card
  • Budget: You can reserve your Budget car rental by visiting Quote Budget Customer Discount (BCD) #A331700 at time of reservation and charge the full rental to your TD First Class Travel Visa Infinite Card

Apply for optional Deluxe TD Auto Club Membership17

With optional Deluxe or Standard TD Auto Club Membership, know that, in the event of a road emergency, help is just a phone call away. For information and to enroll, call 1-800-245-0297.

Explore the insurance coverages included with your TD First Class Travel® Visa Infinite* Card

Discover the travel insurance benefits of your credit card when you're ready to travel. Learn about what travel insurance benefits are available on your TD First Class Travel® Visa Infinite* Card with our Credit Card Travel Insurance Verification Tool.

Travel protected with Travel Medical Insurance18

You’re covered without even having to charge the trip to your Card! Your coverage includes:

  • Up to $2 million comprehensive emergency medical coverage for when you are travelling outside of your province or territory, whether internationally or within Canada.
  • No out-of-pocket costs for eligible emergency medical expenses.
  • 24/7 emergency medical assistance.
  • Coverage for the first 21 days of your trip if you are under 65 years of age. If you or your spouse is aged 65 or older, you are covered for the first four days of your trip – for longer trips, top-up coverage is available for purchase by calling 1-800-293-4941.

Trip Cancellation/Trip Interruption Insurance19

Use your Card and/or TD Rewards Points to cover the full cost of your trip, and you’ll have coverage for:

  • Up to $1,500 per insured person to a maximum of $5,000 for all insured persons if you need to cancel your travel plans before you leave because of a covered cause.
  • Up to $5,000 per insured person to a maximum of $25,000 for all insured persons per covered trip if you need to come home early due to a covered cause.
  • Need additional coverage? You may be eligible to increase your coverage for an additional premium by calling 1-800-293-4941.
  • Common Carrier Travel Accident Insurance20
    You, your spouse and dependent children are insured for up to $500,000 while travelling on a common carrier (such as a bus, ferry, plane or train) whenever you charge the full cost of your transportation to your Card and/or use TD Rewards Points.
  • Auto Rental Collision/Loss Damage Insurance21
    Use your Card and/or TD Rewards Points to pay for the full cost of an eligible car rental and get the Collision Damage Waiver (CDW) coverage at no additional cost for up to 48 consecutive days. Please note that some rental agencies may require you to buy CDW coverage from them: contact them before reserving a car to verify their policies.
  • Delayed and Lost Baggage Insurance22
    If your baggage is delayed for more than 6 hours, or is lost by a Common Carrier, each insured person has coverage for emergency purchases of essentials, such as clothing and toiletries. Use your Card and/or TD Rewards Points to cover the full cost of the tickets and each insured person is covered up to an overall maximum of $1,000 per trip.
  • Mobile Device Insurance23
    Get mobile device protection of up to $1,000 in the event of the loss, theft, accidental damage or mechanical breakdown for eligible mobile devices when you use your Card to pay all of your monthly mobile bill payments and any upfront costs, or charge at least 75% of the purchase price when paying the full cost of your new mobile device up front.

Purchase Security and Extended Warranty Protection24

You automatically have access to this coverage for eligible items you’ve purchase with your Card:

  1. Repair, replacement, or reimbursement should eligible items be stolen or damaged within 90 days of purchase.

  2. Double your warranty, up to 12 additional months, if the eligible item came with a manufacturer's warranty valid in Canada.

Hotel/Motel Burglary Insurance23

When you stay at a hotel/motel within Canada or the United States and use your Card and/or TD Rewards Points to cover at least 75% of the total cost of your stay, you will receive up to $2,500 coverage per occurrence for most personal items stolen from your hotel or motel room belonging to the Cardholder on the account and eligible family members travelling with the Cardholder.

Flight/Trip Delay Insurance25

If your trip is delayed more than four hours, each insured person is covered for up to $500 for reasonable and eligible hotel, motel or restaurant expenses whenever you charge at least 75% of the cost of your transportation to your Card and/or TD Rewards Points.

Be prepared with optional TD Credit Card Payment Protection Plan26

Optional TD Credit Card Payment Protection Plan insurance products are designed to help you deal with your TD® Credit Card payment obligations in the event of a covered Job Loss, Total Disability or loss of Life.

Enroll or learn more at 1-866-315-9069 or

Enjoy the convenience of your TD First Class Travel Visa Infinite* Card

Discover all the features that help make using your Card more convenient everyday, from simplifying making purchases, to assistance if you lose your Card.

Help and assistance

  1. If your TD Credit Card is damaged or not working, you can request a replacement Card online through EasyWeb, through the TD app using your mobile device, or by phone at 1-800-983-8472.

  2. If your TD Credit Card has been lost or stolen, you must immediately report this to us by phone at: 1-800-983-8472.

  3. Fast, reliable access to cash. You can ask for an emergency Cash Advance27 of up to $5,000 in emergency funds (subject to your available credit limit), at over one million ATMs internationally, at all TD Canada Trust branches and at select financial institutions around the world.

  4. Getting information when you need it. The TD Credit Card Contact Centre can also provide you with important information, such as the location of the nearest Visa member office for Cash Advances or contact numbers for embassies and consulates.

Ways to Pay

Mobile Wallets are accepted by many shops, restaurants, and retailers, making it a convenient and easy way to pay for everyday purchases with just a tap of your phone30.

Contactless payments are a secure way to pay for small-dollar purchases at participating retailers. It’s fast and more convenient than cash, and your Card never leaves your hand.

Online buying is evolving so you can pay with fewer clicks. Paying online with your TD Visa Card is easy, smart, and secure. Just click to pay with your TD Visa when you see the Click to Pay icon where Visa is accepted.

The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.

Manage your Account, your way

Balance Transfers

Consider consolidating higher-rate non-TD credit card balances you may have to your TD First Class Travel Visa Infinite Card Account through a Balance Transfer28.

You can more easily keep track of your expenses with one monthly payment. Talk to us about the convenience and potential interest savings of a balance transfer.

Visit your TD branch or call 1-800-983-8472.

Payment Plans

Turn credit card purchases into manageable monthly payments. This convenient feature gives you more control over your budget knowing when these purchases are paid off in full. This can come in handy if you’re planning to buy a new laptop, go on a trip or start a home renovation project.
(Conditions apply. Visit for details.)

Emergency Travel Assistance Services29

Help is just a call away with toll-free access to help in the event of a personal emergency while travelling. Emergency Travel Assistance Services can help you with:

  • Translation services in the event of an emergency situation.
  • Lost document and ticket replacement.
  • Emergency Cash Transfer in the event of a theft, loss or emergency – our Administrator can assist you to obtain a Cash Advance, which will be charged to your Account.
  • In Canada and the U.S., call 1-866-374-1129.
  • In other countries, call collect 416-977-4425.

Explore your TD First Class Travel Visa Infinite* Card security and protection

Protecting the security of your Card should always be a priority. That’s why your TD First Class Travel Visa Infinite Card comes with features that help protect you when you shop online and in person.

Security Features

  1. Visa Zero Liability
    Shop online and in person securely with Visa Zero Liability and be protected, in the event that unauthorized transactions are made on your Card. See your Cardholder Agreement for complete information on unauthorized transactions and your responsibilities, including your responsibility to protect your PIN.

  2. Lock or unlock your Card
    Misplaced your TD Credit Card? Feel more confident by locking your Card in the TD app. When locked, pre-authorized payments and ATM transactions will still go through, credit card payments will still be accepted, and you can make transfers. If you find your Card, it’s just as easy to unlock it.

  3. Shop with confidence with Chip & PIN technology.
    Chip & PIN technology provides an added level of security through the use of a Personal Identification Number (PIN).

Keep your Personal Identification Number (PIN) Secure

  • Choose a PIN you can remember that's difficult to guess. Don't use a phone number or birthday.
  • Never write down your PIN.
  • Protect your PIN and use your hand or body to shield the keypad when you enter your PIN.
  • Never let anyone else know or use your PIN or use your Card.
  • Make transactions only when and where you feel secure. If in doubt, don’t use your Card.
  • Reset your PIN at a TD branch or 24/7 at any TD ATM.

24-hour Fraud Protection

Our enhanced protection measures are part of an industry-wide effort to protect you from the inconvenience of Credit Card fraud. In the event that our advanced fraud prevention system detects unusual activity relating to your Account:

  1. You may receive a phone call from a TD Credit Card Customer Service Representative asking you to confirm that you, or an Additional Cardholder, performed a transaction on your TD Credit Card Account.

  2. During a transaction, a merchant may receive an electronic message requesting that they contact the TD Credit Card Contact Centre and allow you to speak with one of our Customer Service Representatives.

  3. Your Card may be temporarily blocked until we can contact you for verification.

  4. You can automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD First Class Travel Visa Infinite Card, or on any Additional Cardholder’s Card on your Account. Learn more.

More about your TD First Class Travel Visa Infinite* Card

Have a question? Find answers here